Discounted Cash Flow
Central Pacific Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $200.3m | $47.0m | $70.6m | 23.5% | $1.52 |
| 2017 | $204.2m (2.0%) | $41.2m (-12.3%) | $90.3m (27.9%) | 20.2% (-14.0%) | $1.36 (-10.5%) |
| 2018 | $211.8m (3.7%) | $59.5m (44.4%) | $100.3m (11.1%) | 28.1% (39.2%) | $2.02 (48.5%) |
| 2019 | $225.9m (6.6%) | $58.3m (-2.0%) | $65.0m (-35.2%) | 25.8% (-8.1%) | $2.05 (1.5%) |
| 2020 | $242.9m (7.5%) | $37.3m (-36.1%) | $50.8m (-21.8%) | 15.3% (-40.6%) | $1.33 (-35.1%) |
| 2021 | $254.1m (4.6%) | $79.9m (114.3%) | $88.3m (73.9%) | 31.4% (104.9%) | $2.85 (114.3%) |
| 2022 | $263.5m (3.7%) | $73.9m (-7.5%) | $95.7m (8.3%) | 28.1% (-10.8%) | $2.70 (-5.3%) |
| 2023 | $256.7m (-2.6%) | $58.7m (-20.6%) | $92.5m (-3.4%) | 22.9% (-18.5%) | $2.17 (-19.6%) |
| 2024 | $250.5m (-2.4%) | $53.4m (-9.0%) | $75.4m (-18.4%) | 21.3% (-6.7%) | $1.97 (-9.2%) |
| 2025 | $292.7m (16.9%) | $77.5m (45.1%) | $92.3m (22.4%) | 26.5% (24.1%) | $2.88 (46.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.