Discounted Cash Flow

Americas Carmart Inc.

CRMT · Based on 10 years of SEC filings

DCF estimate unavailable — No positive free cash flow in recent history — company has not generated positive FCF

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $567.9m $11.6m $9.8m 2.0% $1.38
2017 $587.8m (3.5%) $20.2m (74.2%) $5.7m (-41.1%) 3.4% (68.4%) $2.57 (86.2%)
2018 $612.2m (4.2%) $36.5m (80.7%) $7.7m (34.6%) 6.0% (73.5%) $5.04 (96.1%)
2019 $586.5m (-4.2%) $47.6m (30.4%) $20.9m (169.8%) 8.1% (36.2%) $6.99 (38.7%)
2020 $653.0m (11.3%) $51.3m (7.8%) $15.5m (-25.8%) 7.9% (-3.2%) $7.74 (10.7%)
2021 $808.1m (23.7%) $104.1m (102.8%) $-62.8m (-505.1%) 12.9% (63.8%) $15.70 (102.8%)
2022 $1.1b (31.2%) $93.3m (-10.4%) $-135.2m (-115.4%) 8.8% (-31.7%) $14.33 (-8.7%)
2023 $1.2b (14.0%) $20.4m (-78.1%) $-157.8m (-16.7%) 1.7% (-80.8%) $3.20 (-77.7%)
2024 $1.4b (15.3%) $-31.4m (-254.1%) $-80.0m (49.3%) -2.3% (-233.7%) $-4.92 (-253.8%)
2025 $1.4b (-0.2%) $17.9m (156.9%) $-52.7m (34.2%) 1.3% (157.0%) $2.38 (148.4%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

No positive free cash flow in recent history — company has not generated positive FCF

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.