Discounted Cash Flow
Community Trust Bancorp Inc. /Ky/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $47.3m | $57.9m | — | $2.70 |
| 2017 | — | $51.5m (8.8%) | $60.0m (3.5%) | — | $2.92 (8.1%) |
| 2018 | — | $59.2m (15.0%) | $62.7m (4.5%) | — | $3.35 (14.7%) |
| 2019 | — | $64.5m (9.0%) | $80.9m (29.1%) | — | $3.64 (8.7%) |
| 2020 | — | $59.5m (-7.8%) | $60.9m (-24.7%) | — | $3.35 (-8.0%) |
| 2021 | — | $87.9m (47.8%) | $113.3m (86.1%) | — | $4.94 (47.5%) |
| 2022 | — | $81.8m (-7.0%) | $93.5m (-17.5%) | — | $4.59 (-7.1%) |
| 2023 | — | $78.0m (-4.7%) | $79.4m (-15.0%) | — | $4.36 (-5.0%) |
| 2024 | — | $82.8m (6.2%) | $97.1m (22.3%) | — | $4.61 (5.7%) |
| 2025 | — | $98.1m (18.4%) | $97.4m (0.3%) | — | $5.44 (18.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.