COMMUNITY TRUST BANCORP INC /KY/

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $47.3m $51.5m $59.2m $64.5m $59.5m $87.9m $81.8m $78.0m $82.8m $98.1m
Depreciation, Depletion and Amortization $3.7m $3.9m $3.8m $3.8m $3.5m $3.2m $3.3m $3.6m $3.7m $4.0m
Depreciation, Amortization and Accretion, Net $3.9m $4.0m $3.8m $5.5m $5.3m $5.0m $5.2m $5.4m $5.0m $4.1m
Depreciation $3.9m $4.0m $3.8m $5.5m $5.3m $5.0m $5.2m $5.4m $3.8m $4.1m
Deferred Income Tax Expense (Benefit) $701k ($3.1m) ($246k) ($1.4m) ($2.9m) $2.3m $3.2m $709k ($1.7m) ($2.9m)
Share-based Payment Arrangement, Noncash Expense $458k $636k $710k $859k $944k $850k $1.4m $1.6m $1.4m $1.8m
Gain (Loss) on Disposition of Property Plant Equipment ($46k) ($40k) $175k ($360k) ($390k) $165k $354k $408k $102k $665k
Income Tax Expense (Benefit) $19.1m $17.0m $11.3m $7.5m $10.8m $22.7m $19.2m $20.6m $23.9m $29.0m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Other Operating Assets $3.2m $4.4m $15.8m ($4.9m) ($1.8m) ($4.9m) ($2.5m) $2.6m ($2.0m) $10.3m
Provision for Loan, Lease, and Other Losses $16.0m
Bank Owned Life Insurance Income $2.2m $2.2m $3.7m $2.4m $2.3m $2.8m $2.7m $3.5m $5.2m $4.5m
Increase (Decrease) in Other Operating Liabilities $2.9m $1.6m $9.0m ($2.4m) $4.1m ($2.4m) $608k ($3.6m) $8.0m $3.5m
Gain (Loss) on Sales of Loans, Net $1.8m $1.3m $1.3m $1.9m $7.2m $6.8m $1.5m $395k $294k $320k
Proceeds from Stock Options Exercised $693k $399k $401k $11k $0 $0 $0 $645k $0
Debt and Equity Securities, Gain (Loss) ($85k)
Debt Securities, Available-for-sale, Realized Gain (Loss) $3k $1.3m $60k ($81k) $4k $8k $2k
Equipment Expense $3.0m $3.0m $2.9m $3.0m $2.7m $2.5m $2.7m $2.9m $2.8m $3.1m
Equity Securities, FV-NI, Unrealized Gain (Loss) ($218k) ($87k) $992k $623k $373k
Gain (Loss) on Investments ($210k) ($982k) $27k $192k ($361k)
Gain (Loss) on Sale of Mortgage Loans ($1.8m) $1.2m $1.3m $1.7m $7.2m $6.8m $1.5m $395k $294k ($320k)
Goodwill $65.5m $65.5m $65.5m $65.5m $65.5m $65.5m $65.5m $65.5m $65.5m $65.5m
Financing Receivable, Credit Loss, Expense (Reversal) ($6.4m) $4.9m $6.8m $11.0m $12.4m
Net Cash Provided by (Used in) Operating Activities $61.4m $62.4m $65.5m $83.5m $62.4m $115.7m $99.7m $85.7m $105.2m $105.0m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $3.5m $2.4m $2.8m $2.6m $1.5m $2.4m $6.2m $6.3m $8.1m $7.6m
Net Cash Provided by (Used in) Investing Activities ($86.1m) ($186.6m) ($100.6m) ($34.5m) ($693.5m) ($358.6m) ($280.0m) ($226.6m) ($335.7m) ($463.2m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $104.3m $159.6m $109.7m $174.1m $281.5m $305.4m $193.8m $124.7m $153.2m $209.6m
Repayments of Long-term Debt $1.4m $0
Proceeds from Issuance of Common Stock $3.0m $1.5m $1.2m $1.3m $926k $965k $1.0m $1.1m $1.8m $1.3m
Payments for Repurchase of Common Stock $382k $0 $0 $1.1m $0 $0
Dividends paid $22.2m $23.0m $24.4m $26.2m $27.1m $27.9m $29.9m $32.2m $33.4m $36.0m
Payments of Dividends $22.2m $23.0m $24.4m $26.2m $27.1m $27.9m $29.9m $32.2m $33.4m $36.0m
Net Cash Provided by (Used in) Financing Activities ($18.2m) $154.8m $1.3m $74.3m $704.7m $216.4m ($2.7m) $283.6m $328.6m $352.4m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $264.7m $338.2m $311.8m $128.7m $271.4m $369.5m $363.7m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $13.4m $17.3m $28.6m $40.6m $27.0m $15.3m $27.4m $90.4m $126.5m $126.6m
Income Taxes Paid, Net $19.2m $21.4m $9.7m $10.0m $13.3m $19.5m $16.3m $20.7m $20.6m $28.5m