Discounted Cash Flow
CVB Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $101.4m | $110.6m | — | $0.94 |
| 2017 | — | $104.4m (2.9%) | $134.7m (21.7%) | — | $0.95 (1.1%) |
| 2018 | — | $152.0m (45.6%) | $164.2m (21.9%) | — | $1.25 (31.6%) |
| 2019 | — | $207.8m (36.7%) | $202.7m (23.4%) | — | $1.48 (18.4%) |
| 2020 | — | $177.2m (-14.8%) | $180.4m (-11.0%) | — | $1.30 (-12.2%) |
| 2021 | — | $212.5m (20.0%) | $190.6m (5.6%) | — | $1.57 (20.8%) |
| 2022 | — | $235.4m (10.8%) | $268.4m (40.8%) | — | $1.67 (6.4%) |
| 2023 | — | $221.4m (-5.9%) | $291.1m (8.5%) | — | $1.59 (-4.8%) |
| 2024 | — | $200.7m (-9.4%) | $244.6m (-16.0%) | — | $1.44 (-9.4%) |
| 2025 | — | $209.3m (4.3%) | $217.3m (-11.2%) | — | $1.52 (5.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.