Discounted Cash Flow
Community West Bancshares
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $15.2m | $12.1m | — | $1.34 |
| 2017 | — | $14.0m (-7.6%) | $24.4m (100.7%) | — | $1.12 (-16.4%) |
| 2018 | — | $21.3m (51.8%) | $29.1m (19.5%) | — | $1.55 (38.4%) |
| 2019 | — | $21.4m (0.7%) | $20.8m (-28.4%) | — | $1.60 (3.2%) |
| 2020 | — | $20.3m (-5.1%) | $15.5m (-25.7%) | — | $1.62 (1.3%) |
| 2021 | — | $28.4m (39.6%) | $41.8m (169.8%) | — | $2.32 (43.2%) |
| 2022 | — | $26.6m (-6.2%) | $23.8m (-43.0%) | — | $2.27 (-2.2%) |
| 2023 | — | $25.5m (-4.2%) | $18.0m (-24.3%) | — | $2.17 (-4.4%) |
| 2024 | — | $7.7m (-70.0%) | $17.2m (-4.9%) | — | $0.45 (-79.3%) |
| 2025 | — | $38.2m (397.9%) | $43.6m (154.1%) | — | $2.01 (346.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.