Discounted Cash Flow
Eastern Bankshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $390.0m | $122.7m | $205.0m | 31.5% | $0.00 |
| 2019 | $411.3m (5.4%) | $135.1m (10.1%) | $196.2m (-4.3%) | 32.8% (4.4%) | $0.00 |
| 2020 | $401.3m (-2.4%) | $22.7m (-83.2%) | $69.9m (-64.4%) | 5.7% (-82.7%) | $0.13 |
| 2021 | $429.8m (7.1%) | $145.5m (540.0%) | $169.2m (142.2%) | 33.9% (497.5%) | $0.90 (592.3%) |
| 2022 | $568.1m (32.2%) | $186.5m (28.2%) | $213.1m (26.0%) | 32.8% (-3.0%) | $1.21 (34.4%) |
| 2023 | $550.4m (-3.1%) | $-62.7m (-133.6%) | $385.4m (80.9%) | -11.4% (-134.7%) | $1.43 (18.2%) |
| 2024 | $607.6m (10.4%) | $119.6m (290.7%) | $283.8m (-26.4%) | 19.7% (272.8%) | $0.66 (-53.8%) |
| 2025 | $828.6m (36.4%) | $88.2m (-26.2%) | $432.4m (52.3%) | 10.6% (-45.9%) | $0.43 (-34.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.