Discounted Cash Flow
Encore Capital Group Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.0b | $76.6m | $98.7m | 7.4% | $2.98 |
| 2017 | $1.2b (15.3%) | $83.2m (8.7%) | $95.7m (-3.0%) | 7.0% (-5.8%) | $3.20 (7.4%) |
| 2018 | $153.4m (-87.1%) | $115.9m (39.2%) | $119.3m (24.7%) | 75.5% (977.3%) | $4.09 (27.8%) |
| 2019 | $126.5m (-17.5%) | $167.9m (44.9%) | $205.1m (71.9%) | 132.7% (75.7%) | $5.38 (31.5%) |
| 2020 | $115.1m (-9.0%) | $211.8m (26.2%) | $278.3m (35.7%) | 184.0% (38.7%) | $6.74 (25.3%) |
| 2021 | $120.8m (4.9%) | $350.8m (65.6%) | $269.7m (-3.1%) | 290.4% (57.8%) | $11.64 (72.7%) |
| 2022 | $94.9m (-21.4%) | $194.6m (-44.5%) | $173.5m (-35.7%) | 205.0% (-29.4%) | $8.06 (-30.8%) |
| 2023 | $83.1m (-12.4%) | $-206.5m (-206.1%) | $128.2m (-26.1%) | -248.4% (-221.2%) | $-8.72 (-208.2%) |
| 2024 | $84.8m (2.0%) | $-139.2m (32.6%) | $127.2m (-0.8%) | -164.2% (33.9%) | $-5.83 (33.1%) |
| 2025 | $88.4m (4.3%) | $256.8m (284.4%) | $126.9m (-0.2%) | 290.6% (276.9%) | $11.05 (289.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.