Discounted Cash Flow
Employers Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $779.8m | $106.7m | $122.1m | 13.7% | $3.29 |
| 2017 | $801.4m (2.8%) | $101.2m (-5.2%) | $141.9m (16.2%) | 12.6% (-7.7%) | $3.11 (-5.5%) |
| 2018 | $800.4m (-0.1%) | $141.3m (39.6%) | $179.9m (26.8%) | 17.7% (39.8%) | $4.30 (38.3%) |
| 2019 | $835.9m (4.4%) | $157.1m (11.2%) | $122.4m (-32.0%) | 18.8% (6.5%) | $4.89 (13.7%) |
| 2020 | $711.4m (-14.9%) | $119.8m (-23.7%) | $33.2m (-72.9%) | 16.8% (-10.4%) | $4.01 (-18.0%) |
| 2021 | $703.1m (-1.2%) | $119.3m (-0.4%) | $10.5m (-68.4%) | 17.0% (0.8%) | $4.22 (5.2%) |
| 2022 | $713.5m (1.5%) | $48.4m (-59.4%) | $99.7m (849.5%) | 6.8% (-60.0%) | $1.76 (-58.3%) |
| 2023 | $850.9m (19.3%) | $118.1m (144.0%) | $49.4m (-50.5%) | 13.9% (104.6%) | $4.48 (154.5%) |
| 2024 | $880.7m (3.5%) | $118.6m (0.4%) | $76.3m (54.5%) | 13.5% (-3.0%) | $4.73 (5.6%) |
| 2025 | $858.7m (-2.5%) | $10.8m (-90.9%) | $44.6m (-41.5%) | 1.3% (-90.7%) | $0.46 (-90.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.