Employers Holdings, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $106.7m $101.2m $141.3m $157.1m $119.8m $119.3m $48.4m $118.1m $118.6m $10.8m
Depreciation, Depletion and Amortization $8.5m $8.2m $6.3m $9.0m $8.2m $7.4m $5.3m $4.8m $16.7m $14.2m
Amortization of Intangible Assets $300k $300k $200k $0 $0 $0 $0 $0 $0 $0
Capitalized Computer Software, Amortization $800k $5.3m $9.0m $14.2m $16.4m $16.7m $13.1m $7.6m
Deferred Policy Acquisition Costs, Amortization Expense $104.5m $108.2m $112.0m $113.8m $119.6m $123.2m
Depreciation $8.5m $8.2m $6.3m $9.0m $8.2m $7.4m $5.3m $4.8m $3.6m $3.6m
Deferred Income Tax Expense (Benefit) $13.4m $24.2m $14.4m $8.6m ($400k) $6.7m ($17.3m) $5.1m $4.2m $100k
Deferred Other Tax Expense (Benefit) $13.4m $17.2m $14.8m $8.6m ($400k) $6.7m ($17.3m) $5.3m $4.1m $100k
Share-based Payment Arrangement, Noncash Expense $5.8m $6.8m $9.4m $10.1m $9.7m $9.1m $5.1m $6.2m $6.3m $5.0m
Share-based Payment Arrangement, Expense $5.8m $6.8m $9.3m $10.0m $9.4m $9.1m $4.9m $6.1m $6.2m $5.0m
Goodwill and Intangible Asset Impairment $0 $0 $0 $0 $0 $0 $0
Marketable Securities, Gain (Loss), Excluding Other-than-temporary Impairment Loss $54.6m ($51.8m)
Operating Lease, Impairment Loss $800k $1.0m $0
Gain (Loss) on Extinguishment of Debt $2.1m $0 $0
Income Tax Expense (Benefit) $34.0m $42.8m $28.2m $36.7m $27.9m $27.7m $7.4m $30.3m $28.1m $1.2m
Operating Lease, Expense $5.1m $5.1m $4.1m $3.4m
Additional Financial Items
Equity Securities, FV-NI, Unrealized Gain (Loss) ($25.6m)
Gain (Loss) on Termination of Lease $1.0m $0 $0
Goodwill $36.2m $36.2m $36.2m $36.2m $36.2m $36.2m $36.2m $36.2m $36.2m $36.2m
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims $434.5m $428.8m $391.3m $378.6m $314.3m $326.7m $399.3m $412.9m $461.8m $587.7m
Operating Expenses $639.1m $657.4m $630.9m $642.1m $563.7m $556.1m $657.7m $702.5m $734.0m $846.7m
Realized Investment Gains (Losses) $11.2m $7.4m $13.1m ($51.1m) ($19.0m) ($54.6m) $51.8m ($22.7m) ($24.1m) $20.4m
Gain (Loss) on Investments ($13.1m) $51.1m $19.0m $54.6m ($51.8m) $22.7m $24.1m ($20.4m)
Net Cash Provided by (Used in) Operating Activities $122.8m $142.3m $180.2m $123.1m $33.3m $10.8m $99.8m $49.4m $76.4m $44.7m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $700k $400k $300k $700k $100k $300k $100k $0 $100k $100k
Payments to Acquire Businesses, Net of Cash Acquired $0 $0 $16.1m $0 $0
Gain (Loss) on Sale of Investments $11.2m $7.4m ($13.1m) $51.1m $19.0m $54.6m ($51.8m) $22.7m $24.1m ($20.4m)
Net Cash Provided by (Used in) Investing Activities ($88.6m) ($110.2m) ($119.6m) $49.2m $84.3m ($1.7m) ($146.1m) $377.3m ($159.7m) $225.9m
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $230.6m $215.7m $329.4m $309.9m $359.2m $373.5m $195.0m $162.7m $214.7m $213.1m
Payments for Repurchase of Common Stock $21.1m $0 $4.2m $67.5m $99.4m $42.6m $30.4m $76.1m $42.6m $182.8m
Payments of Ordinary Dividends, Common Stock $11.5m $19.7m $26.7m $28.9m $30.8m $29.0m $90.3m $29.7m $30.3m $29.9m
Net Cash Provided by (Used in) Financing Activities ($23.6m) ($26.0m) ($32.9m) ($119.1m) ($112.2m) ($94.4m) $60.4m ($289.5m) ($74.8m) ($179.1m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $11.7m $3.5m $27.7m $53.2m $5.4m ($85.3m) $14.1m $137.2m ($158.1m) $91.5m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $11.7m $3.5m $102.0m $155.2m $160.6m $75.3m $89.4m $226.6m $68.5m $160.0m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $300k $2.6m $5.8m $100k $500k
Income Taxes Paid, Net $13.7m $21.3m $4.2m $37.8m $18.5m $28.2m $15.1m $30.4m $31.0m $11.6m