← Enova International, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $745.6m | $843.7m | $1.1b | $1.2b | $1.1b | $1.2b | $1.7b | $2.1b | $2.7b | $3.2b | |
| Cost of Goods and Services Sold | $328.0m | $396.6m | $571.0m | $602.9m | $585.3m | $637.9m | $1.2b | $1.5b | $1.9b | $2.2b | |
| Gross Profit | $417.6m | $447.1m | $543.1m | $571.9m | $684.2m | $1.0b | $1.1b | $1.2b | $1.5b | $1.8b | |
| Operating Costs and Expenses | $85.2m | $95.2m | — | — | — | — | — | — | — | — | |
| Operating Expenses | $296.1m | $312.7m | $360.0m | $323.7m | $326.4m | $611.2m | $733.6m | $807.8m | $944.7m | $1.1b | |
| Operating Income (Loss) | $121.5m | $134.4m | $183.1m | $248.2m | $357.8m | $413.1m | $384.0m | $422.1m | $584.8m | $739.4m | |
| Additional Financial Items | |||||||||||
| Amortization of Intangible Assets | $1.1m | $1.1m | $1.1m | $1.1m | $1.8m | $6.9m | $8.1m | $8.4m | $8.1m | $7.3m | |
| Foreign Currency Transaction Gain (Loss), before Tax | $1.6m | $384k | ($2.3m) | ($216k) | $514k | ($382k) | ($645k) | $57k | ($1.1m) | $367k | |
| Goodwill, Impairment Loss | $0 | — | — | — | — | — | — | — | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $57.4m | $37.9m | $76.4m | $170.1m | $435.4m | $335.8m | $272.9m | $226.6m | $270.7m | $400.8m | |
| Income (Loss) from Continuing Operations, Per Basic Share | — | — | — | $4 | $12 | $7 | $6 | — | — | — | |
| Income (Loss) from Continuing Operations, Per Diluted Share | — | — | — | $4 | $12 | $7 | $6 | — | — | — | |
| Income (Loss) from Equity Method Investments | — | — | — | — | $628k | $3.0m | $6.4m | $116k | ($16.5m) | $1.6m | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $57.4m | $37.9m | $76.4m | $170.1m | $435.4m | $337.2m | $272.6m | $227.2m | $271.1m | $401.0m | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | — | — | $128.0m | $378.1m | $256.3m | $207.4m | — | — | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | — | — | — | $378.2m | $257.1m | $207.4m | $175.1m | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | — | — | — | ($91.4m) | ($300k) | — | — | — | — | — | |
| Net Income (Loss) Attributable to Parent | $34.6m | $29.2m | $70.1m | $36.6m | $377.8m | $256.3m | $207.4m | $175.1m | $209.4m | $308.4m | |
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | — | $85k | $773k | — | — | $209.4m | — | |
| Earnings Per Share, Basic | $1.04 | $0.87 | $2.06 | $1.09 | $11.85 | $7.05 | $6.42 | $5.71 | $7.78 | $12.25 | |
| Earnings Per Share, Diluted | $1.03 | $0.86 | $1.99 | $1.06 | $11.70 | $6.79 | $6.19 | $5.49 | $7.43 | $11.52 | |
| Weighted Average Number of Shares Outstanding, Basic | 33.2m | 33.5m | 34.0m | 33.7m | 31.9m | 36.4m | 32.3m | 30.7m | 26.9m | 25.2m | |
| Weighted Average Number of Shares Outstanding, Diluted | 33.5m | 34.1m | 35.2m | 34.4m | 32.3m | 37.7m | 33.5m | 31.9m | 28.2m | 26.8m | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | ($2.0m) | ($1.3m) | ($282k) | ($5.7m) | ($1.0m) | |
| Business Combination, Acquisition Related Costs | — | — | — | — | $17.7m | $17.7m | $17.7m | — | — | — | |
| Current Income Tax Expense (Benefit) | $25.1m | $13.4m | ($16.0m) | $31.1m | $45.5m | $40.8m | $48.2m | $43.6m | ($51.1m) | $22.1m | |
| General and Administrative Expense | $98.0m | $101.7m | $107.1m | $109.2m | $140.6m | $157.0m | $140.5m | $160.3m | $156.5m | $169.7m | |
| Interest Expense | — | — | — | — | $86.7m | $76.5m | $115.9m | $194.8m | $290.4m | $339.3m | |
| Income Tax Expense (Benefit) | $22.8m | $8.7m | $6.3m | $42.1m | $57.2m | $80.1m | $65.2m | $52.1m | $61.7m | $92.6m | |
| Interest Income (Expense), Net | ($65.6m) | ($74.0m) | ($79.3m) | ($75.6m) | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.