Discounted Cash Flow
Essent Group Ltd.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $458.3m | $222.6m | $270.3m | 48.6% | $2.45 |
| 2017 | $576.5m (25.8%) | $379.7m (70.6%) | $365.8m (35.3%) | 65.9% (35.6%) | $4.07 (66.1%) |
| 2018 | $719.4m (24.8%) | $467.4m (23.1%) | $621.3m (69.8%) | 65.0% (-1.4%) | $4.80 (17.9%) |
| 2019 | $867.6m (20.6%) | $555.7m (18.9%) | $586.4m (-5.6%) | 64.1% (-1.4%) | $5.68 (18.3%) |
| 2020 | $955.2m (10.1%) | $413.0m (-25.7%) | $725.5m (23.7%) | 43.2% (-32.5%) | $3.89 (-31.5%) |
| 2021 | $1.0b (7.7%) | $681.8m (65.1%) | $706.8m (-2.6%) | 66.3% (53.3%) | $6.13 (57.6%) |
| 2022 | $1.0b (-2.7%) | $831.4m (21.9%) | $584.8m (-17.3%) | 83.1% (25.3%) | $7.75 (26.4%) |
| 2023 | $1.1b (10.9%) | $696.4m (-16.2%) | $759.0m (29.8%) | 62.8% (-24.5%) | $6.56 (-15.4%) |
| 2024 | $1.2b (12.0%) | $729.4m (4.7%) | $854.8m (12.6%) | 58.7% (-6.5%) | $6.92 (5.5%) |
| 2025 | $1.3b (1.5%) | $690.0m (-5.4%) | $848.7m (-0.7%) | 54.7% (-6.8%) | $6.97 (0.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.