Discounted Cash Flow
Esquire Financial Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $20.4m | $7.0m | $3.8m | 34.5% | — |
| 2018 | $29.0m (42.0%) | $11.9m (69.5%) | $8.9m (133.8%) | 41.2% (19.4%) | — |
| 2019 | $36.7m (26.6%) | $19.1m (60.5%) | $14.2m (60.8%) | 52.2% (26.8%) | — |
| 2020 | $38.6m (5.4%) | $17.2m (-10.3%) | $14.8m (4.2%) | 44.4% (-14.9%) | — |
| 2021 | $44.5m (15.3%) | $22.7m (32.3%) | $29.1m (95.9%) | 51.0% (14.7%) | — |
| 2022 | $61.0m (37.0%) | $38.8m (70.9%) | $38.7m (33.2%) | 63.6% (24.8%) | — |
| 2023 | $91.9m (50.7%) | $55.9m (44.0%) | $41.8m (7.9%) | 60.8% (-4.4%) | — |
| 2024 | $113.4m (23.4%) | $59.3m (6.1%) | $41.5m (-0.7%) | 52.3% (-14.0%) | — |
| 2025 | $139.4m (23.0%) | $65.7m (10.7%) | $56.7m (36.6%) | 47.1% (-9.9%) | — |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.