Discounted Cash Flow
Ezcorp Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $730.5m | $-80.7m | $64.4m | -11.1% | $-1.49 |
| 2017 | $748.0m (2.4%) | $31.9m (139.5%) | $51.8m (-19.5%) | 4.3% (138.5%) | $0.59 (139.6%) |
| 2018 | $813.5m (8.8%) | $39.1m (22.6%) | $88.7m (71.2%) | 4.8% (12.7%) | $0.72 (22.0%) |
| 2019 | $847.2m (4.1%) | $2.5m (-93.5%) | $103.5m (16.7%) | 0.3% (-93.8%) | $0.04 (-94.4%) |
| 2020 | $822.8m (-2.9%) | $-68.5m (-2794.3%) | $49.1m (-52.6%) | -8.3% (-2874.3%) | $-1.24 (-3200.0%) |
| 2021 | $729.6m (-11.3%) | $8.6m (112.6%) | $46.4m (-5.4%) | 1.2% (114.2%) | $0.15 (112.1%) |
| 2022 | $886.2m (21.5%) | $50.2m (482.4%) | $34.6m (-25.4%) | 5.7% (379.5%) | $0.89 (493.3%) |
| 2023 | $1.0b (18.4%) | $38.5m (-23.3%) | $61.4m (77.2%) | 3.7% (-35.2%) | $0.69 (-22.5%) |
| 2024 | $1.2b (10.7%) | $83.1m (116.0%) | $77.8m (26.8%) | 7.2% (95.1%) | $1.51 (118.8%) |
| 2025 | $1.3b (9.7%) | $109.6m (31.9%) | $110.4m (41.9%) | 8.6% (20.2%) | $1.91 (26.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.