← EZCORP INC

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income From Continuing Operations — — — — — — $50.2m $38.5m $83.1m $109.6m
Net Income (Loss) Attributable to Parent ($80.7m) $31.9m $39.1m $2.5m ($68.5m) $8.6m $50.2m $38.5m $83.1m $109.6m
Net Income (Loss) Available to Common Stockholders, Basic ($88.4m) $30.2m $38.1m $1.3m ($68.5m) $8.6m $50.2m $38.5m $83.1m $109.6m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest ($88.4m) $30.2m $38.1m $1.3m ($68.5m) $8.6m $50.2m $38.5m $83.1m $109.6m
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent ($8.0m) $33.7m $39.9m $3.0m ($68.5m) — — — — —
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest ($9.0m) $32.0m $38.9m $1.8m ($68.5m) $8.6m — — — —
Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest ($79.4m) ($1.8m) ($856k) ($457k) $0 $0 — — — —
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent ($72.8m) ($1.8m) ($856k) ($457k) $0 — — — — —
Net Income (Loss) Attributable to Noncontrolling Interest ($7.7m) ($1.6m) ($988k) ($1.2m) $0 $0 — — — —
Depreciation, Depletion and Amortization $28.7m $23.7m $25.5m $28.8m $30.8m $30.7m $32.1m $32.1m $33.1m $32.5m
Amortization of Debt Issuance Costs and Discounts $12.4m $12.3m $17.6m $19.8m $13.2m $13.8m $1.4m $1.6m $1.6m $1.7m
Amortization of Deferred Charges $6.9m $4.3m $6.0m — — — — — — —
Amortization of Debt Issuance Costs $2.9m $12.3m $17.6m $19.8m $13.2m $13.8m $1.4m $1.6m $1.6m $1.7m
Amortization of Intangible Assets — — — $7.8m $11.2m $11.3m $11.7m $10.0m $11.6m $10.7m
Depreciation $28.7m $23.7m $25.5m $28.8m $30.8m $19.4m $20.4m $22.1m $21.5m $21.8m
Depreciation Amortization Depletion — — — — — — $32.1m $32.1m $33.1m $32.5m
Deferred Income Tax Expense (Benefit) ($5.0m) $3.8m $8.7m $1.3m ($5.5m) $3.3m $4.9m ($12.8m) $1.4m ($3.1m)
Deferred Income Tax — — — — — — $4.9m ($12.8m) $1.4m ($3.1m)
Deferred Tax — — — — — — $4.9m ($12.8m) $1.4m ($3.1m)
Share-based Payment Arrangement, Noncash Expense $5.3m $5.9m $10.8m $9.8m ($5.1m) $3.9m $5.1m $9.5m $10.4m $12.5m
Payment, Tax Withholding, Share-based Payment Arrangement $172k $767k $311k $3.3m $1.5m $839k $792k $1.1m $3.3m $4.0m
Share-based Payment Arrangement, Expense $5.3m $5.9m $10.8m $9.8m ($5.1m) $3.9m $5.1m $9.5m $10.4m $12.5m
Goodwill and Intangible Asset Impairment — — — — $54.7m $0 $0 $4.3m $843k $877k
Goodwill, Impairment Loss $73.2m $0 $0 — $41.3m $0 $0 $0 $0 $0
Asset Impairment Charge — — — — — — $0 $4.3m $843k $877k
Gain (Loss) on Extinguishment of Debt $0 ($5.2m) $0 — — $0 $0 ($3.5m) $0 $0
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property ($1.1m) ($359k) — — — — — — — —
Gain (Loss) on Disposition of Business $32.2m $0 $0 — — — — — — —
Gain (Loss) on Disposition of Property Plant Equipment — — — — — — — ($208k) $16k ($135k)
Income (Loss) from Equity Method Investments ($255k) $4.9m $5.5m ($135k) ($2.4m) $3.8m $1.8m ($28.5m) $4.7m $6.2m
Income Tax Expense (Benefit) $9.4m $11.2m $18.1m $2.4m ($1.6m) $7.5m $17.6m $13.2m $32.5m $37.2m
Interest Expense Nonoperating — — — — — — — — $13.6m $23.0m
Other Nonoperating Income (Expense) ($1.2m) $423k $5.4m ($1.4m) $17k $790k $167k ($3.1m) $1.4m ($238k)
Earnings (Loss)es From Equity Investments — — — — — — ($1.8m) $28.5m ($4.7m) ($6.2m)
Additional Financial Items
Accounts Receivable, Credit Loss Expense (Reversal) $27.9m $2.0m — — — — — — — —
Deconsolidation, Gain (Loss), Amount — — — ($300k) ($300k) — — — — —
Foreign Currency Transaction Gain (Loss), before Tax $1.1m $500k $400k ($300k) $500k $100k $0 — — —
General and Administrative Expense $68.1m $53.3m $53.7m $63.7m $49.9m $56.5m $64.3m $67.5m $75.6m $83.5m
Goodwill $254.0m $254.8m $297.4m $300.5m $257.6m $285.8m $286.8m $302.4m $306.5m $324.9m
Investment Income, Interest $81k $12.1m $17.0m $11.1m $3.2m $2.5m $817k $7.5m $10.6m $14.7m
Operating Costs and Expenses $301.4m $304.6m $334.6m $350.6m $341.0m $330.8m $357.4m $418.6m $461.1m $481.1m
Operating Expenses $399.1m $381.9m $414.2m $447.4m $497.6m $418.3m $453.2m $517.7m $569.7m $596.9m
Revenue from Contract with Customer, Including Assessed Tax — — $813.5m — — — — — — —
Beginning Cash Position — — — — — — $263.6m $214.4m $229.0m $179.8m
Cash Flow From Continuing Financing Activities — — — — — — ($2.8m) $23.7m ($50.2m) $274.4m
Cash Flow From Continuing Investing Activities — — — — — — ($113.3m) ($110.9m) ($111.9m) ($117.9m)
Change In Account Payable — — — — — — ($65.1m) ($61.5m) ($57.2m) ($41.4m)
Change In Inventory — — — — — — ($15.3m) ($4.8m) ($8.5m) ($18.2m)
Change In Other Working Capital — — — — — — $574k $14.3m $8.2m $12.0m
Change In Payable — — — — — — ($65.1m) ($61.5m) ($57.2m) ($41.4m)
Change In Payables And Accrued Expense — — — — — — ($65.1m) ($61.5m) ($57.2m) ($41.4m)
Change In Prepaid Assets — — — — — — $3.2m ($1.8m) ($8.6m) ($5.7m)
Change In Receivables — — — — — — ($4.6m) ($4.2m) ($5.2m) ($3.8m)
Change In Working Capital — — — — — — ($81.2m) ($58.1m) ($71.3m) ($57.2m)
Changes In Account Receivables — — — — — — ($4.6m) ($4.2m) ($5.2m) ($3.8m)
Changes In Cash — — — — — — ($49.6m) $14.6m ($48.4m) $305.5m
End Cash Position — — — — — — $214.4m $229.0m $179.8m $484.7m
Financing Cash Flow — — — — — — ($2.8m) $23.7m ($50.2m) $274.4m
Free Cash Flow — — — — — — $34.6m $61.4m $77.8m $110.4m
Investing Cash Flow — — — — — — ($113.3m) ($110.9m) ($111.9m) ($117.9m)
Net Business Purchase And Sale — — — — — — ($8.8m) ($17.0m) ($13.2m) ($21.5m)
Operating Gains Losses — — — — — — ($1.8m) $32.0m ($4.7m) ($6.2m)
Other Non Cash Items — — — — — — $56.1m $55.6m $60.8m $59.0m
Provisionand Write Offof Assets — — — — — — ($2.3m) $603k $73k $858k
Purchase Of Business — — — — — — ($8.8m) ($17.0m) ($13.2m) ($21.5m)
Repurchase Of Capital Stock — — — — — — ($2.0m) ($17.0m) ($12.0m) ($7.0m)
Stock Based Compensation — — — — — — $5.1m $9.5m $10.4m $12.5m
Other Operating Income (Expense), Net — — — — — — — $5.1m $765k $1.3m
Net Cash Provided by (Used in) Operating Activities $64.4m $51.8m $88.7m $103.5m $49.1m $46.4m $66.5m $101.8m $113.6m $149.0m
Cash flows from investing activities:
Capital Expenditure — — — — — — ($31.9m) ($40.4m) ($35.8m) ($38.6m)
Capital Expenditure Reported — — — — — — ($31.9m) ($40.4m) ($35.8m) ($38.6m)
Payments to Acquire Businesses, Net of Cash Acquired $6.0m $2.2m $93.2m $8.1m $0 $19.0m $1.9m $14.9m $12.1m $20.7m
Net Investment Purchase And Sale — — — — — — ($16.5m) ($15.0m) ($15.7m) $0
Purchase Of Investment — — — — — — ($16.5m) ($15.0m) ($15.7m) $0
Net Other Investing Changes — — — — — — ($56.1m) ($42.0m) ($50.7m) ($61.4m)
Net Cash Provided by (Used in) Investing Activities $6.7m ($7.3m) ($134.2m) ($27.8m) $109.9m ($84.6m) ($113.3m) ($110.9m) ($111.9m) ($117.9m)
Cash flows from financing activities:
Proceeds from Issuance of Long-term Debt — — — — $912k — — — — —
Issuance Of Debt — — — — — — $0 $230.0m $0 $300.0m
Long Term Debt Issuance — — — — — — $0 $230.0m $0 $300.0m
Net Issuance Payments Of Debt — — — — — — $0 $51.2m ($34.9m) $293.0m
Net Long Term Debt Issuance — — — — — — $0 $51.2m ($34.9m) $293.0m
Repayments of Long-term Debt — — — — $198k — — — — $6.4m
Long Term Debt Payments — — — — — — $0 ($178.8m) ($34.9m) ($7.0m)
Repayment Of Debt — — — — — — $0 ($178.8m) ($34.9m) ($7.0m)
Net Common Stock Issuance — — — — — — ($2.0m) ($17.0m) ($12.0m) ($7.0m)
Payments for Repurchase of Common Stock $11.8m $0 $0 — $5.2m $0 $2.0m $17.0m $12.0m $7.0m
Common Stock Payments — — — — — — ($2.0m) ($17.0m) ($12.0m) ($7.0m)
Dividend Received CFO — — — — — $0 $3.4m $0 $0 —
Dividends Received CFI — — — — — — $0 $3.6m $3.5m $3.6m
Net Other Financing Charges — — — — — — ($792k) ($10.6m) ($3.3m) ($11.6m)
Net Cash Provided by (Used in) Financing Activities ($63.2m) $53.4m $167.6m ($198.3m) ($6.3m) ($16.3m) ($2.8m) $23.7m ($50.2m) $274.4m
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — $724k ($654k) ($507k) ($2.6m) $5.5m $325k ($41k) ($725k) ($637k)
Effect Of Exchange Rate Changes — — — — — — $325k ($41k) ($725k) ($637k)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — $724k ($654k) ($123.1m) $150.1m ($48.9m) ($49.3m) $14.6m ($49.2m) $304.9m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — $724k ($654k) $162.4m $312.6m $263.6m $214.4m $229.0m $179.8m $484.7m
Supplemental disclosure of cash flow information:
Change In Cash Supplemental As Reported — — — — — — ($49.3m) $14.6m ($49.2m) $304.9m
Interest Paid, Excluding Capitalized Interest, Operating Activities — — $8.4m $12.9m $8.5m $8.2m $8.2m $11.1m $12.1m $11.1m
Income Taxes Paid, Net $3.0m $8.9m $13.7m $11.1m $9.8m $3.7m $15.9m $11.4m $25.7m $39.5m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.