Discounted Cash Flow
First Business Financial Services, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $14.9m | $25.6m | — | $1.71 |
| 2017 | — | $11.9m (-20.1%) | $21.2m (-17.2%) | — | $1.36 (-20.5%) |
| 2018 | — | $16.3m (36.9%) | $24.7m (16.8%) | — | $1.86 (36.8%) |
| 2019 | — | $23.3m (43.1%) | $28.8m (16.3%) | — | $2.68 (44.1%) |
| 2020 | — | $17.0m (-27.2%) | $26.4m (-8.3%) | — | $1.97 (-26.5%) |
| 2021 | — | $35.8m (110.6%) | $35.6m (35.0%) | — | $4.17 (111.7%) |
| 2022 | — | $40.9m (14.3%) | $35.4m (-0.5%) | — | $4.75 (13.9%) |
| 2023 | — | $37.0m (-9.4%) | $49.4m (39.5%) | — | $4.33 (-8.8%) |
| 2024 | — | $44.2m (19.5%) | $57.3m (15.9%) | — | $5.20 (20.1%) |
| 2025 | — | $50.3m (13.7%) | $61.1m (6.7%) | — | $5.94 (14.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.