Discounted Cash Flow
FB Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $169.6m | $52.4m | $33.1m | 30.9% | $1.90 |
| 2018 | $239.6m (41.2%) | $80.2m (53.1%) | $202.1m (511.1%) | 33.5% (8.4%) | $2.60 (36.8%) |
| 2019 | $282.5m (17.9%) | $83.8m (4.5%) | $57.1m (-71.7%) | 29.7% (-11.4%) | $2.70 (3.8%) |
| 2020 | $314.6m (11.4%) | $63.6m (-24.1%) | $-275.2m (-582.1%) | 20.2% (-31.8%) | $1.69 (-37.4%) |
| 2021 | $385.0m (22.4%) | $190.3m (199.1%) | $48.8m (117.7%) | 49.4% (144.4%) | $4.01 (137.3%) |
| 2022 | $481.4m (25.0%) | $124.6m (-34.5%) | $778.7m (1496.5%) | 25.9% (-47.7%) | $2.64 (-34.2%) |
| 2023 | $678.4m (40.9%) | $120.2m (-3.5%) | $190.8m (-75.5%) | 17.7% (-31.5%) | $2.57 (-2.7%) |
| 2024 | $725.5m (6.9%) | $116.0m (-3.5%) | $132.3m (-30.7%) | 16.0% (-9.8%) | $2.48 (-3.5%) |
| 2025 | $833.9m (14.9%) | $122.6m (5.7%) | $147.0m (11.2%) | 14.7% (-8.1%) | $2.47 (-0.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.