Discounted Cash Flow
First Bancorp /Pr/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $673.2m | $93.2m | $189.1m | 13.8% | $0.44 |
| 2017 | $650.8m (-3.3%) | $67.0m (-28.2%) | $226.5m (19.8%) | 10.3% (-25.7%) | $0.30 (-31.8%) |
| 2018 | $607.7m (-6.6%) | $201.6m (201.1%) | $267.8m (18.2%) | 33.2% (222.5%) | $0.92 (206.7%) |
| 2019 | $657.7m (8.2%) | $167.4m (-17.0%) | $271.8m (1.5%) | 25.5% (-23.3%) | $0.76 (-17.4%) |
| 2020 | $711.5m (8.2%) | $102.3m (-38.9%) | $281.7m (3.6%) | 14.4% (-43.5%) | $0.46 (-39.5%) |
| 2021 | $851.1m (19.6%) | $281.0m (174.8%) | $386.4m (37.2%) | 33.0% (129.7%) | $1.32 (187.0%) |
| 2022 | $918.4m (7.9%) | $305.1m (8.6%) | $420.0m (8.7%) | 33.2% (0.6%) | $1.60 (21.2%) |
| 2023 | $929.8m (1.2%) | $302.9m (-0.7%) | $340.4m (-19.0%) | 32.6% (-1.9%) | $1.72 (7.5%) |
| 2024 | $938.2m (0.9%) | $298.7m (-1.4%) | $394.1m (15.8%) | 31.8% (-2.2%) | $1.82 (5.8%) |
| 2025 | $1.0b (6.7%) | $344.9m (15.4%) | $437.5m (11.0%) | 34.5% (8.2%) | $2.16 (18.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.