Discounted Cash Flow
Firstcash Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.1b | $60.1m | $96.9m | 5.5% | $1.72 |
| 2017 | $1.8b (63.5%) | $143.9m (139.3%) | $220.4m (127.5%) | 8.1% (46.3%) | $3.01 (75.0%) |
| 2018 | $1.1b (-38.7%) | $153.2m (6.5%) | $243.4m (10.5%) | 14.0% (73.6%) | $3.42 (13.6%) |
| 2019 | $1.2b (7.7%) | $164.6m (7.4%) | $231.6m (-4.9%) | 14.0% (-0.2%) | $3.83 (12.0%) |
| 2020 | $1.1b (-8.5%) | $106.6m (-35.3%) | $222.3m (-4.0%) | 9.9% (-29.2%) | $2.57 (-32.9%) |
| 2021 | $1.1b (5.5%) | $124.9m (17.2%) | $223.3m (0.5%) | 11.0% (11.1%) | $3.05 (18.7%) |
| 2022 | $1.3b (11.2%) | $253.5m (102.9%) | $433.7m (94.2%) | 20.1% (82.5%) | $5.37 (76.1%) |
| 2023 | $1.4b (9.5%) | $219.3m (-13.5%) | $356.0m (-17.9%) | 15.9% (-21.0%) | $4.82 (-10.2%) |
| 2024 | $1.5b (9.1%) | $258.8m (18.0%) | $471.7m (32.5%) | 17.2% (8.2%) | $5.76 (19.5%) |
| 2025 | $1.7b (10.7%) | $330.4m (27.6%) | $531.0m (12.6%) | 19.8% (15.3%) | $7.46 (29.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.