Discounted Cash Flow
First Financial Bancorp /Oh/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $88.5m | $128.6m | — | $1.45 |
| 2017 | — | $96.8m (9.3%) | $114.6m (-10.9%) | — | $1.57 (8.3%) |
| 2018 | — | $172.6m (78.3%) | $243.2m (112.1%) | — | $1.95 (24.2%) |
| 2019 | — | $198.1m (14.8%) | $165.4m (-32.0%) | — | $2.01 (3.1%) |
| 2020 | — | $155.8m (-21.3%) | $93.4m (-43.5%) | — | $1.60 (-20.4%) |
| 2021 | — | $205.2m (31.7%) | $375.1m (301.5%) | — | $2.16 (35.0%) |
| 2022 | — | $217.6m (6.1%) | $187.1m (-50.1%) | — | $2.33 (7.9%) |
| 2023 | — | $255.9m (17.6%) | $462.8m (147.4%) | — | $2.72 (16.7%) |
| 2024 | — | $228.8m (-10.6%) | $241.1m (-47.9%) | — | $2.42 (-11.0%) |
| 2025 | — | $255.6m (11.7%) | $317.1m (31.5%) | — | $2.68 (10.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.