Discounted Cash Flow
First Interstate Bancsystem Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $297.4m | $95.6m | $118.1m | 32.2% | $2.13 |
| 2017 | $377.8m (27.0%) | $106.5m (11.4%) | $154.7m (31.0%) | 28.2% (-12.3%) | $2.07 (-2.8%) |
| 2018 | $473.4m (25.3%) | $160.2m (50.4%) | $220.2m (42.4%) | 33.8% (20.0%) | $2.77 (33.8%) |
| 2019 | $554.0m (17.0%) | $181.0m (13.0%) | $127.3m (-42.2%) | 32.7% (-3.5%) | $2.84 (2.5%) |
| 2020 | $523.6m (-5.5%) | $161.2m (-10.9%) | $268.3m (110.8%) | 30.8% (-5.8%) | $2.53 (-10.9%) |
| 2021 | $505.5m (-3.5%) | $192.1m (19.2%) | $282.3m (5.2%) | 38.0% (23.4%) | $3.12 (23.3%) |
| 2022 | $1.0b (102.1%) | $202.2m (5.3%) | $523.9m (85.6%) | 19.8% (-47.9%) | $1.96 (-37.2%) |
| 2023 | $1.3b (25.3%) | $257.5m (27.3%) | $399.8m (-23.7%) | 20.1% (1.6%) | $2.48 (26.5%) |
| 2024 | $1.3b (1.7%) | $226.0m (-12.2%) | $332.0m (-17.0%) | 17.4% (-13.7%) | $2.19 (-11.7%) |
| 2025 | $1.2b (-9.6%) | $302.1m (33.7%) | $277.8m (-16.3%) | 25.6% (47.8%) | $2.95 (34.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.