Discounted Cash Flow
Finvolution Group ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.2b | $74.4m | — | 6.2% | $-0.09 |
| 2017 | $598.8m (-50.5%) | $24.7m (-66.8%) | $40.5m | 4.1% (-33.0%) | $-2.55 (-2704.9%) |
| 2018 | $623.6m (4.1%) | $53.3m (115.7%) | $38.9m (-3.9%) | 8.5% (107.2%) | $0.24 (109.4%) |
| 2019 | $6.0b (856.2%) | $50.6m (-5.1%) | $-5.6m (-114.5%) | 0.8% (-90.1%) | $0.22 (-6.8%) |
| 2020 | $7.6b (26.8%) | $44.9m (-11.3%) | $49.9m (986.9%) | 0.6% (-30.1%) | $0.20 (-10.5%) |
| 2021 | $8.3b (9.5%) | $58.4m (30.2%) | $13.4m (-73.2%) | 0.7% (18.9%) | $0.28 (40.0%) |
| 2022 | $10.0b (21.2%) | $48.8m (-16.5%) | $34.0m (154.1%) | 0.5% (-31.2%) | $0.23 (-17.9%) |
| 2023 | $11.7b (16.1%) | $48.9m (0.3%) | $190.7m (460.5%) | 0.4% (-13.6%) | $0.24 (4.3%) |
| 2024 | $1.8b (-84.7%) | $48.5m (-1.0%) | $428.8m (124.8%) | 2.7% (545.2%) | $0.25 (4.2%) |
| 2025 | $1.9b (8.4%) | $54.0m (11.4%) | $275.4m (-35.8%) | 2.8% (2.7%) | $0.29 (16.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.