Discounted Cash Flow
First MID Bancshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $21.8m | $26.7m | — | $2.07 |
| 2017 | — | $26.7m (22.2%) | $44.9m (67.9%) | — | $2.13 (2.9%) |
| 2018 | — | $36.6m (37.2%) | $39.1m (-13.0%) | — | $2.53 (18.8%) |
| 2019 | — | $47.9m (31.0%) | $58.7m (50.3%) | — | $2.88 (13.8%) |
| 2020 | — | $45.3m (-5.6%) | $61.1m (4.0%) | — | $2.71 (-5.9%) |
| 2021 | — | $51.5m (13.7%) | $65.9m (7.9%) | — | $2.88 (6.3%) |
| 2022 | — | $73.0m (41.7%) | $60.8m (-7.7%) | — | $3.62 (25.7%) |
| 2023 | — | $68.9m (-5.5%) | $68.8m (13.1%) | — | $3.17 (-12.4%) |
| 2024 | — | $78.9m (14.5%) | $119.5m (73.7%) | — | $3.31 (4.4%) |
| 2025 | — | $91.7m (16.3%) | $124.0m (3.8%) | — | $3.84 (16.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.