Discounted Cash Flow
Farmers National Banc Corp. /Oh/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $68.1m | $20.6m | $23.5m | 30.2% | $0.76 |
| 2017 | $73.6m (8.1%) | $22.7m (10.5%) | $29.6m (26.0%) | 30.8% (2.2%) | $0.82 (7.9%) |
| 2018 | $78.5m (6.6%) | $32.6m (43.4%) | $39.5m (33.5%) | 41.5% (34.5%) | $1.18 (43.9%) |
| 2019 | $82.4m (4.9%) | $35.8m (9.8%) | $37.3m (-5.7%) | 43.4% (4.6%) | $1.29 (9.3%) |
| 2020 | $96.2m (16.8%) | $41.9m (17.1%) | $46.3m (24.2%) | 43.5% (0.3%) | $1.48 (14.7%) |
| 2021 | $108.0m (12.3%) | $51.8m (23.8%) | $53.6m (15.6%) | 48.0% (10.3%) | $1.78 (20.3%) |
| 2022 | $124.2m (15.0%) | $60.6m (16.9%) | $78.2m (46.0%) | 48.8% (1.7%) | $1.79 (0.6%) |
| 2023 | $137.8m (11.0%) | $49.9m (-17.6%) | $58.4m (-25.3%) | 36.2% (-25.7%) | $1.34 (-25.1%) |
| 2024 | $269.4m (95.6%) | $45.9m (-8.0%) | $54.9m (-6.0%) | 17.1% (-52.9%) | $1.23 (-8.2%) |
| 2025 | $279.9m (3.9%) | $54.6m (18.8%) | $52.2m (-5.0%) | 19.5% (14.4%) | $1.46 (18.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.