Discounted Cash Flow
FNB Corp./Pa/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $170.9m | $233.4m | — | $0.79 |
| 2017 | — | $199.2m (16.6%) | $222.0m (-4.9%) | — | $0.63 (-20.3%) |
| 2018 | — | $373.0m (87.2%) | $576.0m (159.4%) | — | $1.13 (79.4%) |
| 2019 | — | $387.0m (3.8%) | $213.0m (-63.0%) | — | $1.17 (3.5%) |
| 2020 | — | $286.0m (-26.1%) | $72.0m (-66.2%) | — | $0.86 (-26.5%) |
| 2021 | — | $405.0m (41.6%) | $472.0m (555.6%) | — | $1.24 (44.2%) |
| 2022 | — | $439.0m (8.4%) | $1.1b (137.9%) | — | $1.23 (-0.8%) |
| 2023 | — | $485.0m (10.5%) | $335.0m (-70.2%) | — | $1.32 (7.3%) |
| 2024 | — | $465.0m (-4.1%) | $503.0m (50.1%) | — | $1.27 (-3.8%) |
| 2025 | — | $565.0m (21.5%) | $376.0m (-25.2%) | — | $1.57 (23.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.