Discounted Cash Flow

Finance of America Companies Inc.

FOA · Based on 10 years of SEC filings

DCF estimate unavailable — only_4_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $1.8m $-2.1m $-1.3m -122.0% $-0.07
2017 $3.5m (101.7%) $-976.0k (54.3%) $-749.4k (42.0%) -27.6% (77.3%) $-0.03 (57.1%)
2018 $3.9m (10.1%) $-1.5m (-55.8%) $-1.1m (-52.0%) -39.1% (-41.5%) $-0.04 (-33.3%)
2019 $891.5m (22836.1%) $54.4m (3678.2%) $101.1m (8976.5%) 6.1% (115.6%) $-0.02 (50.0%)
2020 $1.8b (101.9%) $518.4m (852.7%) $-686.1m (-778.7%) 28.8% (371.8%) $-0.01 (50.0%)
2021 $6.7m (-99.6%) $-7.4m (-101.4%) $-495.2k (99.9%) -111.2% (-486.3%) $-0.09 (-800.0%)
2022 $573.2m (8490.7%) $-64.4m (-767.8%) $-64.4m (-12908.9%) -11.2% (89.9%) $-1.03 (-1044.4%)
2023 $234.2m (-59.1%) $-61.3m (4.9%) $-1.6m (97.6%) -26.2% (-132.8%) $-0.75 (27.2%)
2024 $338.2m (44.4%) $17.5m (128.5%) $8.7m (655.6%) 5.2% (119.8%) $1.78 (337.3%)
2025 $497.4m (47.1%) $48.2m (175.6%) $3.2m (-63.5%) 9.7% (87.4%) $5.04 (183.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_4_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.