Discounted Cash Flow
Primis Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $40.3m | $10.3m | $17.9m | 25.6% | $0.84 |
| 2017 | $67.9m (68.5%) | $2.4m (-76.5%) | $23.2m (29.5%) | 3.6% (-86.0%) | $0.13 (-84.5%) |
| 2018 | $91.1m (34.1%) | $33.7m (1289.3%) | $39.5m (70.4%) | 37.0% (936.2%) | $1.40 (976.9%) |
| 2019 | $83.6m (-8.2%) | $33.2m (-1.6%) | $35.7m (-9.6%) | 39.7% (7.2%) | $1.38 (-1.4%) |
| 2020 | $91.6m (9.6%) | $23.3m (-29.8%) | $28.6m (-19.9%) | 25.4% (-35.9%) | $0.96 (-30.4%) |
| 2021 | $94.2m (2.8%) | $31.2m (34.2%) | $25.2m (-11.7%) | 33.2% (30.5%) | — |
| 2022 | $104.5m (10.9%) | $14.1m (-54.7%) | $11.4m (-54.7%) | 13.5% (-59.2%) | $0.58 |
| 2023 | $98.7m (-5.5%) | $-7.8m (-155.4%) | $26.9m (135.5%) | -7.9% (-158.6%) | $-0.32 (-155.2%) |
| 2024 | $211.0m (113.7%) | $-16.2m (-106.9%) | $18.3m (-31.8%) | -7.7% (3.2%) | $-0.66 (-106.2%) |
| 2025 | $200.4m (-5.0%) | $61.4m (479.2%) | $9.0m (-50.7%) | 30.7% (499.1%) | $2.49 (477.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.