← FIVE STAR BANCORP
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | $290.5m | $425.3m | $260.0m | $321.6m | $352.3m | $506.9m | |
| Interest receivable and other assets | $14.3m | $21.6m | $34.1m | $56.7m | $55.6m | $68.7m | |
| Operating leases, right-of-use asset, net | — | $0 | $4.0m | $5.3m | $6.2m | $10.8m | |
| Cash and due from financial institutions | $46.0m | $136.1m | $32.6m | $27.0m | $33.9m | $34.0m | |
| Interest-bearing deposits in banks | $244.5m | $289.3m | $227.4m | $294.6m | $318.5m | $472.9m | |
| Time deposits in banks | $23.7m | $14.5m | $9.8m | $5.9m | $4.1m | $100k | |
| Securities available-for-sale, at fair value, net of allowance for credit losses of $0 at December 31, 2025 and 2024 (amortized cost of $107,197 and $115,757 at December 31, 2025 and 2024, respectively) | $114.9m | $148.8m | $116.0m | $108.1m | $98.2m | $94.7m | |
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of $20 at December 31, 2025 and 2024 (fair value of $1,995 and $2,353 at December 31, 2025 and 2024, respectively) | $8.0m | $4.9m | $3.8m | $3.1m | $2.7m | $2.2m | |
| Loans held for sale | $4.8m | $10.7m | $9.4m | $11.5m | $3.2m | $0 | |
| Loans held for investment | $1.5b | $1.9b | $2.8b | $3.1b | $3.5b | $4.1b | |
| Allowance for credit losses | — | — | ($28.4m) | ($34.4m) | ($37.8m) | ($44.4m) | |
| Loans held for investment, net of allowance for credit losses | — | — | $2.8b | $3.0b | $3.5b | $4.0b | |
| FHLB stock | $6.2m | $6.7m | $10.9m | $15.0m | $15.0m | $15.0m | |
| Premises and equipment, net | $1.7m | $1.8m | $1.6m | $1.6m | $1.6m | $2.1m | |
| Bank-owned life insurance, net | $8.7m | $11.2m | $14.7m | $17.2m | $19.4m | $23.9m | |
| Non-interest-bearing | $701.1m | $902.1m | $971.2m | $831.1m | $922.6m | $1.1b | |
| Interest-bearing | $1.1b | $1.4b | $1.8b | $2.2b | $2.6b | $3.1b | |
| Subordinated notes, net | $28.3m | $28.4m | $73.6m | $73.7m | $73.9m | $74.0m | |
| Other borrowings | — | — | — | $170.0m | $0 | $0 | |
| Operating lease liability | — | $0 | $4.2m | $5.6m | $6.9m | $11.9m | |
| Interest payable and other liabilities | $7.7m | $7.4m | $14.5m | $31.1m | $17.9m | $22.0m | |
| Total deposits | $1.8b | $2.3b | $2.8b | $3.0b | $3.6b | $4.2b | |
| Total shareholders’ equity | $133.8m | $235.0m | $252.8m | $285.8m | $396.6m | $445.8m | |
| Total assets | $2.0b | $2.6b | $3.2b | $3.6b | $4.1b | $4.8b | |
| Total liabilities | $1.8b | $2.3b | $3.0b | $3.3b | $3.7b | $4.3b | |
| Preferred stock, no par value; 10,000,000 shares authorized; zero issued and outstanding at December 31, 2025 and 2024 | — | 0 | 0 | 0 | 0 | 0 | |
| Common stock, no par value; 100,000,000 shares authorized; 21,367,387 shares issued and outstanding at December 31, 2025; 21,319,083 shares issued and outstanding at December 31, 2024 | 110.1m | 218.4m | 219.5m | 220.5m | 302.5m | 304.0m | |
| Retained earnings | $22.3m | $17.2m | $46.7m | $77.0m | $106.5m | $151.0m | |
| Accumulated other comprehensive loss, net of taxes | $1.3m | ($566k) | ($13.5m) | ($11.8m) | ($12.4m) | ($9.1m) | |
| Total liabilities and shareholders’ equity | $2.0b | $2.6b | $3.2b | $3.6b | $4.1b | $4.8b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.