Discounted Cash Flow
FS Bancorp, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $57.4m | $10.5m | $-7.0k | 18.3% | $3.63 |
| 2017 | $65.3m (13.7%) | $14.1m (34.2%) | $14.1m (201071.4%) | 21.6% (17.9%) | $4.55 (25.3%) |
| 2018 | $78.9m (20.9%) | $24.3m (72.9%) | $17.6m (25.4%) | 30.8% (43.0%) | $6.58 (44.6%) |
| 2019 | $93.3m (18.2%) | $22.7m (-6.7%) | $6.7m (-61.9%) | 24.3% (-21.1%) | $5.13 (-22.0%) |
| 2020 | $129.5m (38.7%) | $39.3m (72.8%) | $-33.7m (-601.9%) | 30.3% (24.6%) | $9.14 (78.2%) |
| 2021 | $124.2m (-4.1%) | $37.4m (-4.7%) | $107.0m (417.6%) | 30.1% (-0.6%) | $4.42 (-51.6%) |
| 2022 | $122.4m (-1.4%) | $29.6m (-20.8%) | $183.3m (71.3%) | 24.2% (-19.6%) | $3.75 (-15.2%) |
| 2023 | $143.8m (17.5%) | $36.1m (21.6%) | $76.0m (-58.5%) | 25.1% (3.5%) | $4.63 (23.5%) |
| 2024 | $144.7m (0.6%) | $35.0m (-2.9%) | $49.2m (-35.3%) | 24.2% (-3.4%) | $4.48 (-3.2%) |
| 2025 | $152.7m (5.5%) | $33.3m (-4.8%) | $51.9m (5.6%) | 21.8% (-9.8%) | $4.35 (-2.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.