FIRSTSUN CAPITAL BANCORP

Annual Trend FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Taxable $15.7m $10.1m $8.0m $13.2m $17.0m $18.5m $17.4m
Tax exempt $75k $11k $15k $9k $18k $14k $32k
Other interest income $2.4m $1.5m $2.1m $5.6m $11.0m $19.1m $24.8m
Net interest income $127.2m $136.0m $155.2m $241.6m $293.4m $296.9m $317.4m
Provision for credit losses $3.0m $18.1m $18.2m $27.6m $24.6m
Deposit account service fees $9.9m $9.5m $8.3m
Treasury management service fees $8.8m $11.7m $14.8m $17.5m
Credit and debit card fees $7.8m $8.0m $9.6m $11.5m $12.0m $11.2m $10.7m
Trust and investment advisory fees $3.8m $5.2m $7.8m $6.8m $5.7m $5.8m $5.9m
Mortgage banking services, net $43.0m $122.2m $86.4m $46.3m $31.4m $39.0m $47.1m
Other noninterest income $3.4m $3.1m $7.2m $6.6m $8.8m $9.5m $12.3m
Salary and employee benefits $104.7m $140.0m $151.9m $134.4m $133.2m $155.0m $171.8m
Occupancy, equipment and software $23.4m $26.7m $26.6m $30.5m $33.4m $36.3m $38.2m
Amortization and impairment of intangible assets $4.2m $4.8m $3.5m $2.4m
Provision for income taxes $1.4m $9.6m $8.7m $14.8m $27.9m $19.5m $25.0m
Net unrealized gain on securities available-for-sale $7.3m ($7.5m) ($47.8m) $758k $3.9m $11.8m
Other comprehensive income ($4.0m) ($2.4m) $2.4m ($45.6m) $976k $3.9m $11.8m
Comprehensive income $33.0m $54.8m $35.7m $13.5m $104.5m $79.5m $109.7m
Total interest income $155.8m $156.8m $169.4m $266.8m $413.7m $459.5m $467.8m
Total noninterest income $71.0m $148.4m $124.2m $89.6m $79.1m $89.8m $101.9m
Income before income taxes $21.9m $57.2m $51.8m $74.0m $131.5m $95.1m $122.9m
Net income $20.5m $47.6m $43.2m $59.2m $103.5m $75.6m $97.9m
Net income available to common stockholders, basic (in shares) $20.5m $47.6m $43.2m $59.2m $103.5m $75.6m $97.9m
Net income available to common stockholders, diluted (in shares) $20.5m $47.6m $43.2m $59.2m $103.5m $75.6m $97.9m
Basic (in dollars per share) $1.05 $2.60 $2.36 $2.55 $4.15 $2.76 $3.52
Diluted (in dollars per share) $1.03 $2.58 $2.30 $2.48 $4.08 $2.69 $3.47
Interest expense on deposits $23.1m $15.6m $8.5m $13.2m $101.4m $150.7m $145.3m
Interest expense on securities sold under agreements to repurchase $728k $157k $59k $119k $225k $188k $150k
Interest expense on other borrowed funds $4.8m $5.1m $5.5m $11.9m $18.7m $11.8m $4.9m
Net interest income after credit loss expense $121.2m $112.9m $152.2m $223.6m $275.2m $269.4m $292.8m
Merger related expenses $0 $0 $3.1m $18.8m $0 $0 $2.7m
Other noninterest expenses $40.2m $35.9m $41.6m $51.3m $51.3m $56.0m $56.6m
Total interest expense $28.6m $20.9m $14.1m $25.2m $120.3m $162.6m $150.4m
Total noninterest expense $170.2m $204.1m $224.6m $239.1m $222.8m $264.0m $271.8m