Discounted Cash Flow
Fulton Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $520.8m | $161.6m | $185.4m | 31.0% | $0.93 |
| 2017 | $575.4m (10.5%) | $171.8m (6.3%) | $258.8m (39.6%) | 29.9% (-3.8%) | $0.98 (5.4%) |
| 2018 | $195.5m (-66.0%) | $208.4m (21.3%) | $296.8m (14.7%) | 106.6% (257.1%) | $1.19 (21.4%) |
| 2019 | $211.4m (8.2%) | $226.3m (8.6%) | $127.7m (-57.0%) | 107.1% (0.4%) | $1.36 (14.3%) |
| 2020 | $226.3m (7.1%) | $178.0m (-21.3%) | $154.5m (21.0%) | 78.7% (-26.5%) | $1.08 (-20.6%) |
| 2021 | $240.2m (6.1%) | $275.5m (54.7%) | $342.3m (121.6%) | 114.7% (45.8%) | $1.63 (50.9%) |
| 2022 | $227.2m (-5.4%) | $287.0m (4.2%) | $573.5m (67.6%) | 126.3% (10.2%) | $1.69 (3.7%) |
| 2023 | $228.4m (0.6%) | $284.3m (-0.9%) | $330.0m (-42.5%) | 124.5% (-1.5%) | $1.66 (-1.8%) |
| 2024 | $296.0m (29.6%) | $288.7m (1.6%) | $374.1m (13.4%) | 97.5% (-21.6%) | $1.59 (-4.2%) |
| 2025 | $276.8m (-6.5%) | $391.6m (35.6%) | $284.3m (-24.0%) | 141.5% (45.1%) | $2.10 (32.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.