Discounted Cash Flow

Green DOT Corp.

GDOT · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2024

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $718.8m $41.6m $68.2m 5.8%
2017 $890.2m (23.8%) $85.9m (106.5%) $174.2m (155.2%) 9.6% (66.7%)
2018 $1.0b (17.0%) $118.7m (38.2%) $190.0m (9.1%) 11.4% (18.1%)
2019 $1.1b (6.4%) $99.9m (-15.8%) $111.7m (-41.2%) 9.0% (-20.9%)
2020 $1.3b (13.1%) $23.1m (-76.8%) $150.1m (34.4%) 1.8% (-79.5%)
2021 $1.4b (14.3%) $47.5m (105.3%) $105.1m (-30.0%) 3.3% (79.6%)
2022 $1.4b (1.1%) $64.2m (35.2%) $193.4m (84.0%) 4.4% (33.7%)
2023 $1.5b (3.6%) $6.7m (-89.5%) $21.6m (-88.8%) 0.4% (-89.9%)
2024 $1.7b (14.8%) $-26.7m (-497.2%) $7.1m (-67.1%) -1.5% (-446.0%)
2025 $2.1b (20.7%) $-98.9m (-270.3%) $66.0m (830.3%) -4.8% (-206.8%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2024

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.