Discounted Cash Flow
Hanmi Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $193.3m | $56.5m | $53.7m | 29.2% | $1.76 |
| 2017 | $210.2m (8.8%) | $54.7m (-3.2%) | $79.0m (47.3%) | 26.0% (-11.0%) | $1.70 (-3.4%) |
| 2018 | $205.5m (-2.2%) | $57.9m (5.9%) | $72.9m (-7.7%) | 28.2% (8.3%) | $1.80 (5.9%) |
| 2019 | $203.4m (-1.0%) | $32.8m (-43.3%) | $58.8m (-19.4%) | 16.1% (-42.8%) | $1.06 (-41.1%) |
| 2020 | $224.0m (10.1%) | $42.2m (28.7%) | $60.2m (2.4%) | 18.8% (16.9%) | $1.38 (30.2%) |
| 2021 | $235.5m (5.2%) | $98.7m (133.9%) | $93.7m (55.7%) | 41.9% (122.4%) | $3.22 (133.3%) |
| 2022 | $271.8m (15.4%) | $101.4m (2.8%) | $145.4m (55.1%) | 37.3% (-11.0%) | $3.33 (3.4%) |
| 2023 | $255.4m (-6.0%) | $80.0m (-21.1%) | $106.8m (-26.5%) | 31.3% (-16.0%) | $2.63 (-21.0%) |
| 2024 | $234.4m (-8.3%) | $62.2m (-22.3%) | $49.9m (-53.3%) | 26.5% (-15.3%) | $2.06 (-21.7%) |
| 2025 | $270.2m (15.3%) | $76.1m (22.3%) | $203.7m (307.9%) | 28.2% (6.1%) | $2.53 (22.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.