Discounted Cash Flow
Home Bancorp, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $16.0m | $16.4m | — | $2.34 |
| 2017 | — | $16.8m (5.1%) | $22.8m (39.5%) | — | $2.36 (0.9%) |
| 2018 | — | $31.6m (87.8%) | $42.1m (84.4%) | — | $3.48 (47.5%) |
| 2019 | — | $27.9m (-11.6%) | $40.1m (-4.8%) | — | $3.08 (-11.5%) |
| 2020 | — | $24.8m (-11.3%) | $46.9m (16.9%) | — | $2.86 (-7.1%) |
| 2021 | — | $48.6m (96.3%) | $53.2m (13.6%) | — | $5.80 (102.8%) |
| 2022 | — | $34.1m (-29.9%) | $48.5m (-8.9%) | — | $4.19 (-27.8%) |
| 2023 | — | $40.2m (18.1%) | $39.3m (-18.9%) | — | $5.02 (19.8%) |
| 2024 | — | $36.4m (-9.5%) | $44.7m (13.6%) | — | $4.58 (-8.8%) |
| 2025 | — | $46.1m (26.5%) | $44.3m (-0.7%) | — | $5.93 (29.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.