HOME BANCORP, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $16.0m $16.8m $31.6m $27.9m $24.8m $48.6m $34.1m $40.2m $36.4m $46.1m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest $31.6m $27.9m $24.8m $48.6m $34.1m
Amortization $3.3m $6.6m $8.3m
Amortization of Debt Issuance Costs $0 $0 $120k $228k $218k $216k
Amortization of Intangible Assets $763k $1.8m $1.6m $1.4m $1.2m $1.6m $1.6m $1.3m $1.1m
Depreciation $1.8m $2.0m $2.5m $2.9m $3.1m $3.1m $3.5m $3.6m $3.5m $3.3m
Deferred Income Tax Expense (Benefit) ($321k) $2.5m $2.1m $137k ($1.6m) $2.5m ($882k) ($33k) ($44k) ($123k)
Share-based Payment Arrangement, Noncash Expense $1.6m $2.1m $2.5m $2.4m $2.0m $2.4m $2.4m $2.4m $2.8m $3.4m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal ($589k) ($3.5m) ($9.0m) $58k ($601k) ($2.7m) ($10.4m) $2.3m $2.4m $1.1m
Gain (Loss) on Disposition of Assets $596k ($162k) ($52k) ($335k) ($11k) ($504k) $26k ($27k) $33k $3k
Gain (Loss) on Disposition of Other Assets $335k $11k ($504k) $26k $27k ($33k) ($3k)
Income (Loss) from Equity Method Investments ($182k)
Income Tax Expense (Benefit) $7.6m $12.5m $6.7m $5.9m $6.0m $11.8m $8.4m $9.9m $8.8m $12.0m
Additional Financial Items
Provision for Loan, Lease, and Other Losses $3.2m $2.3m $3.9m $3.0m $12.7m ($10.2m) $7.5m $2.3m $2.4m $1.1m
Bank Owned Life Insurance Income $483k $494k $656k $2.1m $994k $2.6m $915k $1.0m $1.1m $1.1m
Gain (Loss) on Sales of Loans, Net $1.8m $1.2m $872k $1.1m $2.9m $2.5m $663k $816k $470k $860k
Proceeds from Stock Options Exercised $1.4m $1.2m $914k $2.2m $30k $80k $375k $102k $130k $87k
Parent Company $3.0m $4.1m $6.7m $7.9m $7.9m $7.9m $7.8m $8.2m $8.2m $9.0m
Goodwill $9.4m $58.6m $58.5m $58.5m $58.5m $58.5m $81.5m $81.5m $81.5m $81.5m
Financing Receivable, Credit Loss, Expense (Reversal) $2.3m $3.9m $3.0m $12.7m ($10.2m) $7.5m
Net Cash Provided by (Used in) Operating Activities $20.5m $24.8m $47.1m $43.9m $49.0m $55.7m $51.2m $41.4m $48.7m $54.5m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $4.1m $1.9m $5.0m $3.8m $2.1m $2.5m $2.7m $2.0m $4.1m $10.2m
Payments to Acquire Businesses, Net of Cash Acquired ($68.2m) $16.1m $0 $0
Gain (Loss) on Sale of Investments $335k $11k $504k ($26k) ($249k) $0 $0
Net Cash Provided by (Used in) Investing Activities ($11.5m) $78.7m ($24.7m) ($72.3m) ($260.0m) $54.9m ($495.4m) ($94.3m) ($107.1m) ($2.9m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $37.5m $39.6m $50.3m $72.9m $97.3m $80.7m $57.9m $49.6m $43.8m $54.8m
Proceeds from Issuance of Common Stock $70k $157k ($13k) $303k $324k $329k $886k $640k
Payments for Repurchase of Common Stock $357k $71k $1.2m $15.4m $14.0m $8.9m $11.3m $5.3m $4.8m $14.4m
Payments of Ordinary Dividends, Common Stock $3.0m $4.1m $6.7m $7.9m $7.9m $7.9m $7.8m $8.2m $8.2m $9.0m
Other Interest and Dividend Income $276k $699k $1.4m $1.4m $460k $685k $3.1m $2.4m $3.6m $4.0m
Net Cash Provided by (Used in) Financing Activities ($4.5m) $17.7m ($113.2m) $8.6m $359.1m $302.8m ($69.9m) $41.3m $81.1m ($8.6m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect ($19.8m) $148.1m $413.5m ($514.0m) ($11.6m) $22.7m $43.1m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $39.8m $188.0m $601.4m $87.4m $75.8m $98.5m $141.6m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $5.2m $6.5m $10.4m $16.1m $11.9m $6.2m $7.7m $41.9m $62.1m $61.6m
Income Taxes Paid, Net $7.9m $10.1m $5.1m $3.2m $5.4m $12.0m $6.5m $12.6m $6.5m $13.4m