Discounted Cash Flow
Hdfc Bank Ltd. ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $5.5b | $18.6m | $18.6m | 0.3% | $0.71 |
| 2017 | $6.5b (17.9%) | $22.7m (21.7%) | $22.7m (21.7%) | 0.3% (3.3%) | $0.85 (19.7%) |
| 2018 | $7.8b (19.4%) | $28.7m (26.5%) | $28.7m (26.5%) | 0.4% (6.0%) | $1.06 (24.7%) |
| 2019 | $8.6b (10.3%) | $33.3m (16.1%) | $33.3m (16.1%) | 0.4% (5.3%) | $1.19 (12.3%) |
| 2020 | $8.9b (3.9%) | $36.2m (8.5%) | $36.2m (8.5%) | 0.4% (4.4%) | $0.63 (-47.1%) |
| 2021 | $10.7b (19.6%) | $46.7m (29.1%) | $46.7m (29.1%) | 0.4% (7.9%) | $0.81 (28.6%) |
| 2022 | $11.8b (10.0%) | $53.3m (14.1%) | $53.3m (14.1%) | 0.5% (3.8%) | $0.92 (13.6%) |
| 2023 | $13.8b (17.0%) | $63.1m (18.5%) | $63.1m (18.5%) | 0.5% (1.3%) | $1.08 (17.4%) |
| 2024 | $22.2b (61.6%) | $78.3m (23.9%) | $78.3m (23.9%) | 0.4% (-23.3%) | $1.06 (-1.9%) |
| 2025 | $25.6b (15.2%) | $82.6m (5.5%) | $82.6m (5.5%) | 0.3% (-8.4%) | $1.05 (-0.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in INR. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.