Hippo Holdings Inc.

Annual Trend FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Net income (loss) ($141.4m) ($367.9m) ($326.5m) ($263.0m) ($28.6m) $62.6m
Depreciation and amortization $6.7m $11.0m $15.2m $19.8m $23.2m $20.4m
Impairment and restructuring charges $53.5m $2.9m $3.3m $5.0m
Stock–based compensation expense $17.2m $24.3m $61.9m $57.5m $38.2m $29.3m
Fair value adjustments $100k $4.5m $1.7m ($600k)
Gain on sale of business $0 $0 ($54.4m) ($95.0m)
Other non-cash items $1.3m $2.1m ($3.0m) ($7.4m) ($6.2m) ($8.3m)
Accounts receivable, net ($14.7m) ($19.5m) ($50.9m) ($38.0m) ($21.9m) ($85.4m)
Reinsurance recoverables ($17.7m) ($132.8m) ($19.4m) $5.0m ($4.0m) ($61.3m)
Ceding commissions receivable ($3.4m) ($20.3m) ($4.2m) ($28.0m) ($5.7m) ($19.2m)
Prepaid reinsurance premiums $2.5m ($102.2m) ($78.3m) ($25.7m) $61.4m ($79.5m)
Other assets ($7.8m) ($32.8m) $8.9m $6.2m ($6.4m) ($16.2m)
Provision for commission $15.3m ($15.9m) ($7.3m) $19.7m $9.7m $2.0m
Accrued expenses and other liabilities $10.9m $35.4m $19.6m ($5.5m) ($17.5m) $7.4m
Losses and loss adjustment expense reserves $11.8m $155.7m $33.0m $28.7m $27.5m $70.4m
Unearned premiums $18.1m $102.8m $88.2m $77.9m $38.7m $121.8m
Reinsurance premiums payable $10.0m $73.3m $47.7m $53.0m ($11.5m) $55.8m
Capitalized internal use software costs ($9.0m) ($13.3m) ($14.8m) ($17.1m) ($11.7m) ($13.2m)
Purchases of property and equipment ($400k) ($800k) ($4.9m) ($29.6m) ($300k) ($100k)
Purchases of fixed maturities ($16.7m) ($26.2m) ($793.0m) ($55.3m) ($97.7m) ($138.4m)
Maturities of fixed maturities $76.8m $5.8m $401.6m $15.6m $49.1m $51.6m
Sales of fixed maturities $30.7m $10.7m $7.2m $3.2m $1.4m $2.9m
Proceeds from sale of business, net $0 $0 $67.2m $65.8m
Other $0 ($1.6m) ($5.3m) ($3.2m) $200k $0
Proceeds from surplus note, net $0 $0 $47.9m
Share repurchases under program $0 ($1.8m) ($15.6m) ($14.5m)
Payments of contingent consideration ($3.9m) ($2.4m) ($1.7m) ($1.3m) ($900k) ($400k)
Net cash provided by (used in) operating activities ($65.4m) ($124.5m) ($161.5m) ($92.4m) $47.5m $9.2m
Purchases of short-term investments ($704.2m) ($354.3m) ($270.1m) ($287.6m)
Maturities of short-term investments $391.4m $471.6m $286.2m $299.4m
Sales of short-term investments $700k $26.7m $200k $8.4m
Net cash provided by (used in) investing activities ($2.3m) ($30.0m) ($405.9m) $57.6m $30.3m ($11.2m)
Proceeds from issuance of common stock $4.1m $2.8m $6.7m $3.8m
Acquisitions of noncontrolling interests $0 ($3.2m) ($200k) $0
Distributions to noncontrolling interests and other ($5.3m) ($6.4m) ($20.2m) ($8.1m)
Net cash used in financing activities $518.1m $480.8m ($6.8m) ($14.6m) ($40.1m) $19.3m
Net increase (decrease) in cash, cash equivalents, and restricted cash $450.4m $326.3m ($574.2m) ($49.4m) $37.7m $17.3m
Cash, cash equivalents, and restricted cash at the beginning of the period $492.4m $818.7m $244.5m $195.1m $232.8m $250.1m
Taxes paid related to net share settlement of equity awards $0 ($3.9m) ($4.7m) ($9.9m) ($9.4m)