HomeTrust Bancshares, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Current assets:
Cash and Cash Equivalents, at Carrying Value $52.6m $87.0m $70.7m $121.6m $51.0m $105.1m $347.1m $279.2m $324.7m
Cash and cash equivalents $52.6m $87.0m $70.7m $71.0m $121.6m $51.0m $105.1m $303.5m $279.2m $324.7m
Accrued interest receivable $7.4m $8.8m $9.3m $10.5m $12.3m $7.9m $8.6m $14.8m $18.3m $16.0m
Property, Plant and Equipment, Net $54.2m $63.6m $62.5m $61.1m $58.5m $70.9m $69.1m $70.9m $69.9m $62.4m
Goodwill $12.7m $25.6m $25.6m $25.6m $25.6m $25.6m $25.6m $34.1m $34.1m $34.1m
Core deposit intangibles, net $7.1m $7.2m $4.5m $2.5m $1.1m $343k $93k $10.8m $6.6m $4.8m
Operating Lease, Right-of-Use Asset $4.6m $5.5m $5.8m $9.3m $8.1m $7.6m
Other assets $4.8m $7.6m $8.2m $23.2m $49.5m $57.5m $53.0m $53.1m $67.2m $63.6m
Cash $29.9m $42.0m $45.2m $40.9m $31.9m $22.3m $20.9m $19.3m $18.8m $14.4m
Interest-bearing deposits $22.6m $45.0m $25.5m $30.1m $89.7m $28.7m $84.2m $284.2m $260.4m $310.3m
Certificates of deposit in other banks $161.5m $132.3m $66.9m $52.0m $55.7m $40.1m $23.6m $33.2m $28.5m $18.8m
Debt securities available for sale, at fair value (amortized cost of $141,793 and $154,199 at December 31, 2025 and December 31, 2024, respectively) $199.7m $155.0m $121.8m $127.5m $156.5m $127.0m $151.9m $152.0m $142.5m
FHLB and FRB stock $13.5m $9.3m $20.2m $13.6m $13.6m
SBIC investments $29.5m $39.4m $37.2m $45.4m $38.9m $23.7m $12.8m $14.9m $15.1m $18.8m
Loans held for sale, at fair value $0 $6.9m $4.1m $7.0m
Loans held for sale, at lower of cost or fair value $5.9m $18.2m $77.2m $93.5m $79.3m $161.7m $202.0m $198.7m
Loans, net of deferred loan fees and costs $2.7b $2.8b $3.7b $3.6b $3.6b
Allowance for credit losses – loans ($35.5m) ($34.7m) ($47.2m) ($45.3m) ($41.5m)
Loans, net $2.7b $2.7b $3.6b $3.6b $3.5b
Premises and equipment, net $54.2m $63.6m $62.5m $61.1m $58.5m $70.9m $69.1m $73.2m $69.9m $62.4m
Deferred income taxes, net $54.2m $57.4m $32.6m $26.5m $16.3m $16.9m $11.5m $10.9m $10.7m $9.9m
BOLI $79.9m $86.0m $88.0m $90.3m $92.2m $93.1m $95.3m $106.6m $90.9m $93.9m
Deposits $1.8b $2.0b $2.2b $2.3b $2.8b $3.0b $3.1b $3.6b $3.8b $3.7b
Junior subordinated debt $0 $10.0m $10.1m $10.2m
Borrowings $491.0m $696.5m $635.0m $680.0m $475.0m $115.0m $0 $457.3m $188.0m $165.0m
Other liabilities $62.0m $62.0m $61.8m $58.1m $53.8m $57.7m $60.6m $67.9m $66.3m $59.7m
Unearned ESOP shares ($8.5m) ($7.9m) ($7.4m) ($6.9m) ($6.3m) ($5.8m) ($5.3m) ($4.8m) ($4.0m) ($3.4m)
Debt securities available for sale, at fair value, amortized cost $129.0m $154.2m $141.8m
Total stockholders’ equity $360.0m $397.6m $409.2m $408.9m $408.3m $396.5m $388.8m $471.2m $551.8m $600.7m
Assets $2.7b $3.2b $3.3b $3.5b $3.7b $3.5b $3.5b $4.7b $4.6b $4.5b
Total assets $2.7b $3.2b $3.3b $3.5b $3.7b $3.5b $3.5b $4.6b $4.6b $4.5b
LIABILITIES AND EQUITY
Total liabilities and stockholders’ equity $2.7b $3.2b $3.3b $3.5b $3.7b $3.5b $3.5b $4.6b $4.6b $4.5b
Liabilities $2.4b $2.8b $2.9b $3.1b $3.3b $3.1b $3.2b $4.2b $4.0b $3.9b
Total liabilities $2.4b $2.8b $2.9b $3.1b $3.3b $3.1b $3.2b $4.1b $4.0b $3.9b
Stockholders’ equity:
Preferred Stock, Value, Issued $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Common Stock, Value, Issued $180k $190k $191k $180k $170k $167k $156k $174k $175k $173k
Additional Paid in Capital $186.1m $213.5m $217.5m $190.3m $169.6m $160.6m $126.1m $172.4m $176.7m $166.9m
Retained Earnings (Accumulated Deficit) $179.8m $191.7m $200.6m $224.5m $242.8m $240.1m $270.3m $333.4m $380.5m $436.5m
Accumulated Other Comprehensive Income (Loss), Net of Tax $2.3m $273k ($1.6m) $733k $2.0m $1.5m ($2.4m) ($1.6m) ($1.7m) $575k
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding 0 0 0 0 0 0 0 0 0 0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,286,289 and 17,527,709 shares issued and outstanding at December 31, 2025 and December 31, 2024, respectively 180k 190k 191k 180k 170k 167k 156k 174k 175k 173k
Accumulated other comprehensive income (loss) $2.3m $273k ($1.6m) $733k $2.0m $1.5m ($2.4m) ($4.1m) ($1.7m) $575k
Stockholders' Equity Attributable to Parent $360.0m $397.6m $409.2m $408.9m $408.3m $396.5m $388.8m $499.9m $551.8m $600.7m
Liabilities and Equity $2.7b $3.2b $3.3b $3.5b $3.7b $3.5b $3.5b $4.7b $4.6b $4.5b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.