← HomeTrust Bancshares, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Total Revenue $85.5m $95.2m $19.0m $22.9m $30.3m $39.8m $6.4m $5.5m $7.3m $7.1m
Noninterest income:
Additional Financial Items
Bank Owned Life Insurance Income $1.9m $2.1m $2.1m $2.1m $2.2m $2.2m $2.0m $2.1m $4.3m $3.6m
Debt and Equity Securities, Gain (Loss) — — $0 $0 — — — — — —
Goodwill, Impairment Loss — — — — — — — — $0 $0
Operating Lease, Lease Income — — — $936k $3.4m $5.6m $6.4m $5.5m $7.3m $7.1m
Undistributed Earnings (Loss) Allocated to Participating Securities, Basic — ($125k) $60k $189k $194k $145k $310k $411k $541k $661k
Loans $78.4m $90.1m $105.1m $121.9m $122.2m $111.8m $109.6m $176.3m $247.6m $240.4m
Commercial paper, net $3.7m $3.7m $5.9m $8.3m $7.7m $2.6m $1.7m $1.3m $0 $0
Debt securities available for sale $4.2m $4.0m $3.7m $3.4m $3.7m $2.0m $1.8m $4.3m $6.0m $6.7m
Other investments and interest-bearing deposits $1.5m $1.7m $2.0m $3.6m $2.7m $2.3m $3.0m $5.2m $7.9m $9.0m
Deposits $4.5m $4.6m $6.8m $15.8m $22.8m $9.4m $5.3m $25.5m $88.3m $77.6m
Junior subordinated debt — — — — — $0 $0 $327k $928k $817k
Borrowings $1.5m $3.7m $9.3m $14.6m $9.3m $6.0m $80k $3.9m $3.7m $981k
Net interest income $81.7m $91.2m $100.6m $106.9m $104.1m $103.3m $110.8m $157.4m $168.7m $176.7m
Provision for credit losses — — — $5.7m $8.5m ($7.1m) ($592k) $15.4m $7.5m $6.9m
Net interest income after provision for credit losses $81.7m $91.2m $100.6m $101.2m $95.6m $110.5m $111.4m $142.0m $161.1m $169.8m
Service charges and fees on deposit accounts $6.7m $7.0m $8.8m $9.6m $9.4m $9.1m $9.5m $9.5m $9.2m $9.8m
Loan income and fees $3.1m $3.6m $5.5m $1.4m $2.5m $2.2m $3.2m $2.6m $2.7m $2.8m
Gain on sale of loans held for sale — $2.7m $4.3m $6.2m $9.9m $17.4m $12.9m $5.6m $6.3m $7.7m
BOLI income $1.6m $2.1m $2.1m $2.1m $2.2m $2.2m $2.0m $2.1m $4.3m $3.6m
Operating lease income — — — $936k $3.4m $5.6m $6.4m $5.5m $7.3m $7.1m
Gain on sale of branches — — — — — — — $0 $0 $1.4m
Gain (loss) on sale of premises and equipment ($10k) ($385k) $164k $0 $0 ($1.3m) ($87k) $2.1m ($9k) $93k
Other $9.2m $9.6m $11.1m $11.1m $14.1m $17.0m $16.5m $18.2m $15.0m $16.8m
Salaries and employee benefits $42.5m $46.4m $48.2m $52.3m $56.7m $63.0m $59.6m $62.2m $67.9m $73.0m
Computer services $5.8m $6.7m $6.4m $7.7m $8.2m $9.6m $9.8m $11.8m $12.5m $10.7m
Telecom, postage and supplies $3.2m $2.7m $3.0m $3.0m $3.3m $3.1m $2.8m $2.5m $2.3m $2.2m
Marketing and advertising $2.0m $1.7m $1.5m $1.9m $1.9m $1.6m $2.6m $2.1m $1.9m $1.9m
Deposit insurance premiums $2.0m $1.4m $1.6m $1.4m $900k $1.8m $1.7m $2.2m $2.2m $1.9m
Core deposit intangible amortization $2.9m $2.8m $2.6m $2.0m $1.4m $735k $250k $1.5m $2.5m $1.7m
Contract renewal consulting fee — — — — — — $0 $0 $3.0m $0
Basic (in shares) $17.4m $17.4m $18.0m $17.7m $16.7m $16.1m $15.5m $15.7m $16.9m $17.0m
Diluted (in shares) $17.6m $18.0m $18.7m $18.4m $17.3m $16.5m $15.8m $15.8m $17.0m $17.1m
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $16.4m $17.0m $35.0m $33.9m $28.8m $19.1m $45.4m $57.2m $69.9m $81.0m
Total interest and dividend income $87.7m $99.4m $116.7m $137.3m $136.3m $118.7m $116.1m $187.1m $261.6m $256.1m
Total noninterest income $13.5m $15.4m $19.7m $22.9m $30.3m $39.8m $39.2m $31.1m $33.4m $36.3m
Income before income taxes $16.4m $17.0m $35.0m $33.9m $28.8m $19.1m $45.4m $57.2m $69.9m $81.0m
Net Income (Loss) Attributable to Parent $11.5m $11.8m $8.2m $27.1m $22.8m $15.7m $35.7m $44.6m $54.8m $64.4m
Net Income (Loss) Available to Common Stockholders, Basic $11.5m $11.8m $8.2m $27.0m $22.6m $15.5m $35.3m $44.2m $54.3m $63.7m
Earnings Per Share, Basic $0.65 $0.66 $0.45 $1.52 $1.34 $0.96 $2.27 $2.82 $3.21 $3.75
Earnings Per Share, Diluted $0.65 $0.65 $0.44 $1.46 $1.30 $0.94 $2.23 $2.80 $3.20 $3.72
Weighted Average Number of Shares Outstanding, Basic 17.4m 17.4m 18.0m 17.7m 16.7m 16.1m 15.5m 15.7m 16.9m 17.0m
Weighted Average Number of Shares Outstanding, Diluted 17.6m 18.0m 18.7m 18.4m 17.3m 16.5m 15.8m 15.8m 17.0m 17.1m
Noninterest expense:
Labor and Related Expense $42.5m $46.4m $48.2m $52.3m $56.7m $63.0m $59.6m $62.2m $67.9m $73.0m
Marketing and Advertising Expense $2.0m $1.7m $1.5m $1.9m $1.9m $1.6m $2.6m $2.1m $1.9m $1.9m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — — — ($1.5m) $15.4m $7.5m $6.9m
Operating Lease, Expense — — — — — — $5.4m $4.9m $7.7m $7.0m
Occupancy expense, net $9.1m $9.1m $9.7m $9.5m $9.2m $9.5m $9.7m $9.9m $9.8m $10.0m
Operating lease depreciation expense — — — — — — $5.4m $4.9m $7.7m $7.0m
Merger-related expenses $0 $7.8m $0 $0 — $0 $0 $5.5m $0 $0
Interest Expense $6.0m $8.2m $16.1m $30.4m $32.1m $15.4m $5.3m $29.7m $92.1m $79.4m
Interest Expense, Debt — — — — — — — $327k — —
Current Income Tax Expense (Benefit) $320k $245k $615k $1.4m $828k ($152k) $3.1m $13.0m $14.0m $16.5m
Income tax expense $4.9m $5.2m $26.7m $6.8m $6.0m $3.4m $9.7m $12.6m $15.1m $16.6m
Interest Income (Expense), Net $81.7m $91.2m $100.6m $106.9m $104.1m $103.3m $110.8m $157.4m $169.5m $176.7m
Total interest expense $6.0m $8.2m $16.1m $30.4m $32.1m $15.4m $5.3m $29.7m $92.1m $79.4m
Total noninterest expense $78.9m $89.6m $85.3m $90.1m $97.1m $131.2m $105.2m $115.9m $124.7m $125.2m
Income Tax Expense (Benefit) $4.9m $5.2m $26.7m $6.8m $6.0m $3.4m $9.7m $12.6m $15.1m $16.6m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.