Discounted Cash Flow
Hilltop Holdings Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $456.0m | $145.9m | — | 32.0% | $1.48 |
| 2017 | $507.2m (11.2%) | $132.5m (-9.2%) | $-326.3m | 26.1% (-18.3%) | $1.36 (-8.1%) |
| 2018 | $579.4m (14.3%) | $121.4m (-8.4%) | $389.5m (219.4%) | 21.0% (-19.8%) | $1.28 (-5.9%) |
| 2019 | $614.8m (6.1%) | $225.3m (85.5%) | $-433.0m (-211.2%) | 36.6% (74.8%) | $2.44 (90.6%) |
| 2020 | $546.5m (-11.1%) | $447.8m (98.8%) | $280.4m (164.8%) | 81.9% (123.6%) | $5.02 (105.7%) |
| 2021 | $530.0m (-3.0%) | $374.5m (-16.4%) | $765.6m (173.0%) | 70.7% (-13.8%) | $4.64 (-7.6%) |
| 2022 | $591.1m (11.5%) | $113.1m (-69.8%) | $113.1m (-85.2%) | 19.1% (-72.9%) | $1.61 (-65.3%) |
| 2023 | $520.3m (-12.0%) | $109.6m (-3.1%) | $434.5m (284.1%) | 21.1% (10.1%) | $1.69 (5.0%) |
| 2024 | $540.1m (3.8%) | $113.2m (3.3%) | $266.8m (-38.6%) | 21.0% (-0.5%) | $1.74 (3.0%) |
| 2025 | $609.5m (12.9%) | $165.6m (46.3%) | $-55.5m (-120.8%) | 27.2% (29.6%) | $2.64 (51.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.