Discounted Cash Flow
Humana Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $54.0b | $614.0m | $1.4b | 1.1% | $4.11 |
| 2017 | $53.4b (-1.2%) | $2.4b (298.7%) | $3.5b (150.2%) | 4.6% (303.4%) | $16.94 (312.2%) |
| 2018 | $56.9b (6.7%) | $1.7b (-31.2%) | $1.6b (-55.7%) | 3.0% (-35.5%) | $12.24 (-27.7%) |
| 2019 | $64.9b (14.0%) | $2.7b (60.8%) | $4.5b (191.4%) | 4.2% (41.1%) | $20.20 (65.0%) |
| 2020 | $77.2b (18.9%) | $3.4b (24.4%) | $4.7b (2.8%) | 4.4% (4.6%) | $25.47 (26.1%) |
| 2021 | $83.1b (7.7%) | $2.9b (-12.9%) | $946.0m (-79.8%) | 3.5% (-19.1%) | $22.79 (-10.5%) |
| 2022 | $92.9b (11.8%) | $2.8b (-4.3%) | $3.5b (266.5%) | 3.0% (-14.4%) | $22.20 (-2.6%) |
| 2023 | $106.4b (14.5%) | $2.5b (-11.3%) | $3.0b (-14.1%) | 2.3% (-22.6%) | $20.09 (-9.5%) |
| 2024 | $117.8b (10.7%) | $1.2b (-51.5%) | $2.4b (-19.7%) | 1.0% (-56.2%) | $10.01 (-50.2%) |
| 2025 | $129.7b (10.1%) | $1.2b (-1.6%) | $375.0m (-84.3%) | 0.9% (-10.6%) | $9.87 (-1.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.