Discounted Cash Flow
International Bancshares Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $133.9m | $164.4m | — | $2.03 |
| 2017 | — | $157.4m (17.5%) | $182.5m (11.0%) | — | $2.38 (17.2%) |
| 2018 | — | $215.9m (37.2%) | $208.5m (14.2%) | — | $3.27 (37.4%) |
| 2019 | — | $205.1m (-5.0%) | $282.0m (35.3%) | — | $3.13 (-4.3%) |
| 2020 | — | $167.3m (-18.4%) | $298.4m (5.8%) | — | $2.63 (-16.0%) |
| 2021 | — | $253.9m (51.8%) | $281.3m (-5.7%) | — | $4.01 (52.5%) |
| 2022 | — | $300.2m (18.2%) | $368.7m (31.1%) | — | $4.79 (19.5%) |
| 2023 | — | $411.8m (37.1%) | $446.9m (21.2%) | — | $6.63 (38.4%) |
| 2024 | — | $409.2m (-0.6%) | $459.8m (2.9%) | — | $6.58 (-0.8%) |
| 2025 | — | $412.3m (0.8%) | $472.9m (2.9%) | — | $6.63 (0.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.