← Intercorp Financial Services Inc.
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Trade And Other Receivables | $1.5b | $1.1b | $1.4b | $1.9b | $1.8b | $2.1b | $2.7b | — | |
| Cash and cash equivalents | $8.4b | $11.1b | $18.8b | $17.1b | $13.2b | $9.8b | $12.6b | $14.0b | |
| Loans and receivables | $33.0b | $37.1b | $40.5b | $43.0b | $45.5b | $46.5b | $49.2b | $50.8b | |
| Other accounts receivable and other assets, net | $1.5b | $1.1b | $1.4b | $1.9b | $1.8b | $2.1b | $2.7b | $1.8b | |
| Accounts Receivable | — | — | — | — | $527.6m | $657.4m | $569.4m | $544.6m | |
| Notes Receivable | — | — | — | — | $894.6m | $1.6b | $1.7b | $1.7b | |
| Other Receivables | — | — | — | — | $2.5b | $2.9b | $3.2b | $3.1b | |
| Other Short Term Investments | — | — | — | — | $17.6b | $21.7b | $21.2b | $22.2b | |
| Prepaid Assets | — | — | — | — | $26.8m | $422.2m | $673.8m | $223.2m | |
| Property, furniture and equipment, net | $622.5m | $950.9m | $844.4m | $815.1m | $791.4m | $804.8m | $814.4m | $967.3m | |
| Intangibles and goodwill, net | $954.5m | $979.3m | $1.0b | $1.0b | $1.6b | $1.7b | $1.7b | $1.6b | |
| Goodwill | — | — | — | — | $669.1m | $669.1m | $669.1m | $669.1m | |
| Goodwill And Other Intangible Assets | — | — | — | — | $1.6b | $1.7b | $1.7b | $1.6b | |
| Other Intangible Assets | — | — | — | — | $964.1m | $1.0b | $998.7m | $957.0m | |
| Additional Financial Items | |||||||||
| Allowance Account For Credit Losses Of Financial Assets | $28.1m | $34.7m | $71.6m | $41.1m | $54.0m | $61.0m | — | — | |
| Deferred Tax Assets | $79.5m | $45.0m | $353.6m | $142.4m | $165.8m | $55.9m | $19.2m | — | |
| Investment Property | $986.5m | $972.1m | $1.0b | $1.2b | $1.3b | $1.3b | $1.4b | $1.5b | |
| Issued Capital | $963.4m | $1.0b | $1.0b | $1.0b | $1.0b | $1.0b | $1.0b | — | |
| Trade And Other Payables | $1.8b | $2.0b | $2.1b | $2.5b | $3.1b | $3.4b | $4.4b | — | |
| Non-interest bearing | $5.3b | $5.6b | $9.4b | $9.3b | $8.7b | $8.0b | $7.6b | $7.8b | |
| Interest bearing | $28.4b | $32.4b | $37.8b | $39.6b | $39.8b | $41.2b | $46.2b | $48.3b | |
| Restricted funds | $1.3b | $1.3b | $617.7m | $684.8m | $468.2m | $720.7m | $619.8m | $1.7b | |
| Inter-bank funds | $495.0m | $169.1m | $29.0m | $0 | $30.0m | $119.7m | $220.1m | $55.0m | |
| Financial investments | $17.6b | $19.1b | $24.3b | $24.5b | $22.8b | $26.7b | $26.9b | $28.2b | |
| Loans, net of unearned interest | $34.3b | $38.5b | $43.5b | $45.1b | $47.5b | $48.9b | $51.0b | $52.4b | |
| Impairment allowance for loans | ($1.4b) | ($1.4b) | ($3.0b) | ($2.1b) | ($2.0b) | ($2.3b) | ($1.7b) | ($1.6b) | |
| Due from customers on acceptances | $133.0m | $139.7m | $16.3m | $152.4m | $45.8m | $40.6m | $9.2m | $51.3m | |
| Reinsurance contract assets | — | — | — | — | $34.1m | $26.3m | $18.6m | $57.2m | |
| Deferred Income Tax asset, net | $79.5m | $45.0m | $353.6m | $142.4m | $165.8m | $55.9m | $19.2m | $41.9m | |
| Total | $33.7b | $38.1b | $47.1b | $48.9b | $48.5b | $49.2b | $53.8b | $56.0b | |
| Due to banks and correspondents | $4.3b | $4.0b | $9.7b | $8.5b | $7.1b | $9.0b | $7.6b | $7.2b | |
| Bonds, notes and other obligations | $6.5b | $6.9b | $7.8b | $8.4b | $7.9b | $5.6b | $6.1b | $5.6b | |
| Due to customers on acceptances | $133.0m | $139.7m | $16.3m | $152.4m | $45.8m | $40.6m | $9.2m | $51.3m | |
| Insurance and reinsurance contract liabilities | — | — | — | — | $11.2b | $12.2b | $12.5b | $13.1b | |
| Capital surplus | $268.1m | $530.5m | $532.8m | $532.8m | $532.8m | $532.8m | $532.8m | $532.8m | |
| Reserves | $4.7b | $4.7b | $5.2b | $5.2b | $6.0b | $6.0b | $8.3b | $9.1b | |
| Unrealized results, net | $121.7m | $442.9m | $836.8m | ($168.3m) | ($613.3m) | ($457.8m) | ($187.8m) | ($36.0m) | |
| Equity attributable to owners of parent | $7.0b | $8.9b | $8.9b | $9.5b | $10.0b | $10.0b | $10.9b | $12.3b | |
| Non-controlling interest | $40.4m | $46.6m | $45.8m | $51.3m | $54.8m | $57.9m | $63.4m | $73.3m | |
| Accumulated Depreciation | — | — | — | — | ($1.1b) | ($1.2b) | ($1.3b) | ($1.4b) | |
| Available For Sale Securities | — | — | — | — | $5.4b | $5.1b | $5.8b | $6.1b | |
| Buildings And Improvements | — | — | — | — | $600.2m | $612.8m | $617.3m | $649.0m | |
| Capital Lease Obligations | — | — | — | — | $112.6m | $90.5m | $143.8m | $144.2m | |
| Cash Financial | — | — | — | — | $2.9b | $2.2b | $2.9b | $2.3b | |
| Commercial Paper | — | — | — | — | — | — | $341.5m | $202.2m | |
| Construction In Progress | — | — | — | — | $34.0m | $43.2m | $36.3m | $51.7m | |
| Current Capital Lease Obligation | — | — | — | — | — | $2.7m | $0 | — | |
| Current Debt | — | — | — | — | $1.9b | $2.0b | $2.4b | $2.2b | |
| Current Debt And Capital Lease Obligation | — | — | — | — | $1.9b | $2.0b | $2.4b | $2.2b | |
| Employee Benefits | — | — | — | — | $921.3m | $760.6m | $711.8m | $756.9m | |
| Foreign Currency Translation Adjustments | — | — | — | — | $210.9m | $188.9m | $200.7m | $99.6m | |
| Gross PPE | — | — | — | — | $1.9b | $2.0b | $2.1b | $2.4b | |
| Income Tax Payable | — | — | — | — | $138.8m | $80.3m | $87.3m | $99.1m | |
| Invested Capital | — | — | — | — | $19.7b | $20.7b | $22.6b | $23.2b | |
| Investments And Advances | — | — | — | — | $22.9b | $26.8b | $27.0b | $28.4b | |
| Land And Improvements | — | — | — | — | $141.2m | $125.8m | $111.6m | $228.9m | |
| Line Of Credit | — | — | — | — | $1.9b | $2.0b | $2.1b | $2.0b | |
| Long Term Capital Lease Obligation | — | — | — | — | $112.6m | $87.8m | $143.8m | $144.2m | |
| Long Term Equity Investment | — | — | — | — | $22.7m | $22.5m | $24.8m | $27.3m | |
| Long Term Provisions | — | — | — | — | $114.8m | $88.6m | $121.3m | $56.6m | |
| Machinery Furniture Equipment | — | — | — | — | $806.1m | $890.8m | $919.2m | $1.0b | |
| Net PPE | — | — | — | — | $791.4m | $804.8m | $814.4m | $967.3m | |
| Net Tangible Assets | — | — | — | — | $7.7b | $8.3b | $9.2b | $10.7b | |
| Non Current Deferred Liabilities | — | — | — | — | $1.0b | $1.1b | $1.5b | $2.3b | |
| Ordinary Shares Number | — | — | — | — | $115.4m | $114.5m | $113.3m | $111.1m | |
| Other Current Borrowings | — | — | — | — | — | — | $0 | $55.0m | |
| Other Equity Adjustments | — | — | — | — | $7.7b | $6.7b | $8.9b | $9.0b | |
| Other Payable | — | — | — | — | $1.3b | $1.1b | $1.0b | $1.2b | |
| Other Properties | — | — | — | — | $283.5m | $319.8m | $389.3m | $416.0m | |
| Share Issued | — | — | — | — | $115.4m | $115.4m | $115.4m | $115.4m | |
| Tangible Book Value | — | — | — | — | $7.7b | $8.3b | $9.2b | $10.7b | |
| Treasury Shares Number | — | — | — | — | $30k | $968k | $2.2m | $4.4m | |
| Unrealized Gain Loss | — | — | — | — | ($2.5b) | ($1.4b) | ($1.0b) | ($72.8m) | |
| Total equity | $7.1b | $8.9b | $9.0b | $9.6b | $10.0b | $10.0b | $11.0b | $12.4b | |
| Total Capitalization | — | — | — | — | $17.9b | $18.7b | $20.2b | $21.0b | |
| Total Debt | — | — | — | — | $10.5b | $10.9b | $11.8b | $11.0b | |
| Total Tax Payable | — | — | — | — | $138.8m | $80.3m | $87.3m | $99.1m | |
| Total Assets | $63.7b | $71.6b | $88.2b | $90.0b | $87.5b | $89.6b | $95.5b | $99.1b | |
| LIABILITIES AND EQUITY | |||||||||
| Other accounts payable, provisions and other liabilities | $1.8b | $2.0b | $2.1b | $2.5b | $3.1b | $3.4b | $4.4b | $4.6b | |
| Accounts Payable | — | — | — | — | $118.4m | $236.7m | $438.4m | $246.6m | |
| Non Current Deferred Revenue | — | — | — | — | $930.5m | $1.0b | $1.3b | $2.2b | |
| Payables And Accrued Expenses | — | — | — | — | $1.6b | $1.4b | $1.5b | $1.5b | |
| Deferred Tax Liabilities | $52k | $13k | $11k | $0 | $81.9m | $75.7m | $140.7m | — | |
| Deferred Tax Liability Asset | $79.5m | $45.0m | $353.6m | $142.4m | $165.8m | $55.9m | — | — | |
| Increase Decrease Through Business Combinations Deferred Tax Liability Asset | — | — | — | — | $4.6m | $4.6m | — | — | |
| Deferred Income Tax liability, net | $52k | $13k | $11k | $0 | $81.9m | $75.7m | $140.7m | $136.1m | |
| Long Term Debt | — | — | — | — | $8.5b | $8.8b | $9.2b | $8.6b | |
| Long Term Debt And Capital Lease Obligation | — | — | — | — | $8.6b | $8.9b | $9.4b | $8.8b | |
| Non Current Deferred Taxes Liabilities | — | — | — | — | $81.9m | $75.7m | $140.7m | $136.1m | |
| Total Liabilities | $56.7b | $62.7b | $79.3b | $80.4b | $77.4b | $79.6b | $84.5b | $86.7b | |
| Capital stock | $963.4m | $1.0b | $1.0b | $1.0b | $1.0b | $1.0b | $1.0b | $1.0b | |
| Treasury stock | ($208.2m) | ($196k) | ($2.8m) | ($3.4m) | ($3.4m) | ($84.3m) | ($207.0m) | ($469.5m) | |
| Retained earnings | $1.2b | $2.1b | $1.3b | $2.9b | $3.0b | $2.9b | $1.4b | $2.2b | |
| Additional Paid In Capital | — | — | — | — | $532.8m | $532.8m | $532.8m | $532.8m | |
| Common Stock Equity | — | — | — | — | $9.4b | $10.0b | $10.9b | $12.3b | |
| Gains Losses Not Affecting Retained Earnings | — | — | — | — | $5.4b | $5.5b | $8.1b | $9.1b | |
| Noncontrolling Interests | $40.4m | $46.6m | $45.8m | $51.3m | $54.8m | $57.9m | $63.4m | — | |
| Minority Interest | — | — | — | — | $53.8m | $57.9m | $63.4m | $73.3m | |
| Total Equity Gross Minority Interest | — | — | — | — | $9.4b | $10.0b | $11.0b | $12.4b | |
| Total liabilities and equity | $63.7b | $71.6b | $88.2b | $90.0b | $87.5b | $89.6b | $95.5b | $99.1b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.