Discounted Cash Flow

International General Insurance Holdings Ltd. Foreign

IGIC · Based on 10 years of SEC filings

DCF estimate unavailable — only_0_profitable_out_of_last_5

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017 $2.7b $-267.7m $-111.5m -10.1%
2018 $2.5b (-4.6%) $-146.8m (45.2%) $-304.5m (-173.1%) -5.8% (42.5%)
2019 $2.6b (2.4%) $-238.3m (-62.3%) $-337.8m (-10.9%) -9.2% (-58.5%)
2020 $2.8b (9.2%) $-56.4m (76.3%) $-56.4m (83.3%) -2.0% (78.3%)
2021 $350.4m (-87.6%) $-173.0m (-206.8%) $172.9m (406.6%) -49.4% (-2378.4%) $0.98
2022 $397.8m (13.5%) $-157.6m (8.9%) $153.6m (-11.2%) -39.6% (19.8%) $1.85 (88.8%)
2023 $472.0m (18.6%) $-189.1m (-20.0%) $193.4m (25.9%) -40.1% (-1.2%) $2.58 (39.5%)
2024 $539.0m (14.2%) $-216.1m (-14.3%) $202.8m (4.9%) -40.1% (-0.1%) $3.01 (16.7%)
2025 $516.9m (-4.1%) $-215.8m (0.2%) $107.2m (-47.2%) -41.7% (-4.1%) $2.92 (-3.0%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_0_profitable_out_of_last_5

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.