Discounted Cash Flow

International Money Express, Inc.

IMXI · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $165.4m $-1.6k $-3.0m -0.0% $-0.00
2017 $201.0m (21.6%) $-185.3k (-11334.1%) $-5.0m (-66.6%) -0.1% (-9306.9%) $-0.02
2018 $273.9m (36.2%) $-7.2m (-3808.3%) $14.5m (389.1%) -2.6% (-2768.7%) $-0.28 (-1300.0%)
2019 $319.6m (16.7%) $19.6m (370.7%) $46.1m (217.5%) 6.1% (332.0%) $0.52 (285.7%)
2020 $357.2m (11.8%) $33.8m (72.3%) $-4.9m (-110.7%) 9.5% (54.1%) $0.89 (71.2%)
2021 $459.2m (28.6%) $46.8m (38.7%) $67.5m (1466.0%) 10.2% (7.9%) $1.22 (37.1%)
2022 $546.8m (19.1%) $57.3m (22.4%) $3.0m (-95.6%) 10.5% (2.8%) $1.52 (24.6%)
2023 $658.7m (20.5%) $59.5m (3.8%) $130.7m (4255.9%) 9.0% (-13.8%) $1.67 (9.9%)
2024 $658.6m (-0.0%) $58.8m (-1.2%) $23.1m (-82.3%) 8.9% (-1.2%) $1.81 (8.4%)
2025 $607.8m (-7.7%) $32.7m (-44.5%) $15.8m (-31.5%) 5.4% (-39.8%) $1.09 (-39.8%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model