|
Revenues:
|
|
|
|
|
|
|
|
|
|
|
|
Total operating expenses
|
|
$199.2m
|
$260.8m
|
$283.2m
|
$304.3m
|
$391.4m
|
$463.9m
|
$563.2m
|
$563.6m
|
$552.1m
|
|
Operating income
|
|
$1.8m
|
$13.1m
|
$36.4m
|
$52.9m
|
$67.9m
|
$82.9m
|
$95.5m
|
$95.0m
|
$55.6m
|
|
Service charges from agents and banks
|
|
$135.6m
|
$182.5m
|
$212.7m
|
$238.6m
|
$307.5m
|
$364.8m
|
$430.9m
|
$429.0m
|
$388.9m
|
|
Salaries and benefits
|
|
$23.4m
|
$32.9m
|
$30.7m
|
$32.8m
|
$43.1m
|
$52.2m
|
$71.1m
|
$68.2m
|
$75.0m
|
|
Provision for credit losses
|
|
—
|
—
|
—
|
—
|
—
|
—
|
$5.0m
|
$6.4m
|
$7.9m
|
|
Goodwill impairment
|
|
—
|
—
|
—
|
—
|
—
|
—
|
$0
|
$0
|
$1.2m
|
|
Depreciation and amortization
|
|
$16.6m
|
$15.7m
|
$12.7m
|
$10.8m
|
$9.5m
|
$9.5m
|
$12.9m
|
$13.6m
|
$17.2m
|
|
Gain contingency
|
|
—
|
—
|
—
|
—
|
—
|
—
|
$0
|
$0
|
$3.3m
|
|
Income tax provision
|
|
$534k
|
$1.9m
|
$8.3m
|
$12.5m
|
$16.5m
|
$19.9m
|
$25.5m
|
$24.4m
|
$14.4m
|
|
Other comprehensive income (loss)
|
|
($2k)
|
$0
|
$95k
|
($106k)
|
($63k)
|
($66k)
|
$404k
|
($1.7m)
|
$1.6m
|
|
Comprehensive income
|
|
($10.2m)
|
($7.2m)
|
$19.7m
|
$33.7m
|
$46.8m
|
$57.3m
|
$59.9m
|
$57.1m
|
$34.2m
|
|
Income before income taxes
|
|
($9.6m)
|
($5.4m)
|
$27.9m
|
$46.3m
|
$63.3m
|
$77.3m
|
$85.1m
|
$83.3m
|
$47.1m
|
|
Net income
|
|
($10.2m)
|
($7.2m)
|
$19.6m
|
$33.8m
|
$46.8m
|
$57.3m
|
$59.5m
|
$58.8m
|
$32.7m
|
|
Basic (in dollars per share)
|
|
($0.59)
|
($0.28)
|
$0.52
|
$0.89
|
$1.22
|
$1.52
|
$1.67
|
$1.81
|
$1.09
|
|
Diluted (in dollars per share)
|
|
($0.59)
|
($0.28)
|
$0.52
|
$0.88
|
$1.20
|
$1.48
|
$1.63
|
$1.79
|
$1.08
|
|
Other selling, general and administrative expenses
|
|
$14.9m
|
$19.4m
|
$27.1m
|
$22.1m
|
$31.3m
|
$34.4m
|
$48.0m
|
$47.9m
|
$50.7m
|
|
Restructuring costs
|
|
—
|
—
|
—
|
—
|
—
|
$0
|
$1.2m
|
$3.1m
|
$742k
|
|
Transaction costs
|
|
$8.7m
|
$10.3m
|
$0
|
$0
|
$1.0m
|
$3.0m
|
$445k
|
$1.8m
|
$10.5m
|
|
Interest expense
|
|
$11.4m
|
$18.4m
|
$8.5m
|
$6.6m
|
$4.5m
|
$5.6m
|
$10.4m
|
$11.7m
|
$11.8m
|