Discounted Cash Flow

Inter & Co., Inc. Foreign

INTR · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2019 $712.2m $30.4m $30.4m 4.3% $0.01
2020 $1.0b (42.0%) $30.7m (1.0%) $30.7m (1.0%) 3.0% (-28.9%) $0.00 (-14.0%)
2021 $2.2b (119.6%) $-55.1m (-279.5%) $59.4m (93.6%) -2.5% (-181.7%) $-0.01 (-432.6%)
2022 $3.6b (60.4%) $-14.1m (74.4%) $2.1b (3394.7%) -0.4% (84.1%) $-0.03 (-93.0%)
2023 $4.8b (33.4%) $352.3m (2602.0%) $352.3m (-83.0%) 7.4% (1975.6%) $0.75 (2817.4%)
2024 $6.4b (34.7%) $972.8m (176.2%) $3.7b (943.9%) 15.2% (105.1%) $2.08 (177.3%)
2025 $8.4b (31.3%) $1.4b (43.6%) $7.6b (107.2%) 16.6% (9.4%) $2.98 (43.3%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Values abbreviated: b = billions, m = millions, k = thousands.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model