Discounted Cash Flow
Investar Holding Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $7.9m | $33.3m | — | $1.11 |
| 2017 | — | $8.2m (4.1%) | $7.4m (-77.9%) | — | $0.96 (-13.5%) |
| 2018 | — | $13.6m (65.9%) | $11.5m (55.6%) | — | $1.41 (46.9%) |
| 2019 | — | $16.8m (23.8%) | $18.6m (61.8%) | — | $1.68 (19.1%) |
| 2020 | — | $13.9m (-17.5%) | $17.7m (-4.4%) | — | $1.27 (-24.4%) |
| 2021 | — | $8.0m (-42.4%) | $33.5m (88.6%) | — | $0.77 (-39.4%) |
| 2022 | — | $35.7m (346.4%) | $41.7m (24.5%) | — | $3.54 (359.7%) |
| 2023 | — | $16.7m (-53.3%) | $25.2m (-39.6%) | — | $1.69 (-52.3%) |
| 2024 | — | $20.3m (21.4%) | $15.4m (-38.7%) | — | $2.06 (21.9%) |
| 2025 | — | $22.9m (13.1%) | $16.8m (9.2%) | — | $2.22 (7.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.