Discounted Cash Flow
Investors Title Co.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $138.5m | $19.5m | $20.1m | 14.1% | $10.23 |
| 2017 | $161.6m (16.7%) | $25.7m (31.7%) | $17.0m (-15.3%) | 15.9% (12.8%) | $13.63 (33.2%) |
| 2018 | $14.2m (-91.2%) | $21.9m (-14.8%) | $22.5m (32.4%) | 154.4% (871.0%) | $11.60 (-14.9%) |
| 2019 | $17.4m (22.7%) | $31.5m (43.7%) | $19.4m (-13.7%) | 180.8% (17.1%) | $16.66 (43.6%) |
| 2020 | $17.0m (-2.2%) | $39.4m (25.3%) | $30.9m (59.0%) | 231.7% (28.1%) | $20.84 (25.1%) |
| 2021 | $23.3m (37.2%) | $67.0m (70.0%) | $45.4m (46.9%) | 287.1% (23.9%) | $35.38 (69.8%) |
| 2022 | $36.2m (55.3%) | $23.9m (-64.3%) | $30.5m (-32.8%) | 65.9% (-77.0%) | $12.60 (-64.4%) |
| 2023 | $36.3m (0.3%) | $21.7m (-9.3%) | $-1.8m (-105.8%) | 59.7% (-9.5%) | $11.45 (-9.1%) |
| 2024 | $35.1m (-3.3%) | $31.1m (43.3%) | $22.4m (1373.7%) | 88.4% (48.2%) | $16.48 (43.9%) |
| 2025 | $40.9m (16.4%) | $35.2m (13.2%) | $25.4m (13.2%) | 86.0% (-2.7%) | $18.64 (13.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.