Discounted Cash Flow
Jiayin Group Inc. ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | — | — | — | — |
| 2017 | $0 | $79.8m | $12.3m | — | $2.70 |
| 2018 | $2.9b | $90.5m (13.4%) | $-36.3m (-395.5%) | 3.1% | $3.06 (13.3%) |
| 2019 | $320.3m (-88.9%) | $-83.2k (-100.1%) | $3.3m (109.1%) | -0.0% (-100.8%) | $0.36 (-88.2%) |
| 2020 | $199.3m (-37.8%) | $-416.9k (-401.2%) | $-416.9k (-112.6%) | -0.2% (-705.8%) | $0.18 (-50.0%) |
| 2021 | $279.4m (40.2%) | $-640.1k (-53.5%) | $-640.1k (-53.5%) | -0.2% (-9.5%) | $0.34 (88.9%) |
| 2022 | $474.3m (69.8%) | $84.9k (113.3%) | $19.4m (3130.3%) | 0.0% (107.8%) | $0.79 (132.4%) |
| 2023 | $770.0m (62.3%) | $-6.4k (-107.5%) | $57.0m (193.9%) | -0.0% (-104.6%) | $0.85 (7.6%) |
| 2024 | $794.7m (3.2%) | $-1.5k (76.7%) | $196.0m (243.8%) | -0.0% (77.5%) | $0.68 (-20.0%) |
| 2025 | $889.8m (12.0%) | $-1.3k (10.0%) | $172.6m (-11.9%) | -0.0% (19.6%) | $1.05 (54.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.